The stock of LendingClub Corp (LC) has gone up by 1.04% for the week, with a 13.44% rise in the past month and a -18.48% drop in the past quarter. The volatility ratio for the week is 3.24%, and the volatility levels for the past 30 days are 4.25% for LC. The simple moving average for the past 20 days is 2.68% for LC’s stock, with a -16.19% simple moving average for the past 200 days.
Is It Worth Investing in LendingClub Corp (NYSE: LC) Right Now?
The price-to-earnings ratio for LendingClub Corp (NYSE: LC) is above average at 24.11x, Company’s 36-month beta value is 2.46.Analysts have differing opinions on the stock, with 4 analysts rating it as a “buy,” 3 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for LC is 110.28M, and currently, short sellers hold a 4.23% ratio of that floaft. The average trading volume of LC on May 15, 2025 was 1.52M shares.
LC) stock’s latest price update
The stock price of LendingClub Corp (NYSE: LC) has plunged by -3.42 when compared to previous closing price of 11.10, but the company has seen a 1.04% gain in its stock price over the last five trading sessions. seekingalpha.com reported 2025-05-15 that LendingClub delivered solid 1Q25 results, beating revenue estimates but missing EPS due to higher-than-expected credit provisioning, resulting from the ongoing tariff saga. Despite some broader concerns about a looming recession/stagflation, the capital markets appear to be on solid footing. I am lowering earnings estimates, but still expect strong EPS growth this year and in 2026.
Analysts’ Opinion of LC
Many brokerage firms have already submitted their reports for LC stocks, with JP Morgan repeating the rating for LC by listing it as a “Neutral.” The predicted price for LC in the upcoming period, according to JP Morgan is $17 based on the research report published on December 02, 2024 of the previous year 2024.
Maxim Group, on the other hand, stated in their research note that they expect to see LC reach a price target of $19, previously predicting the price at $16. The rating they have provided for LC stocks is “Buy” according to the report published on October 25th, 2024.
Keefe Bruyette gave a rating of “Outperform” to LC, setting the target price at $15 in the report published on October 10th of the previous year.
LC Trading at 3.48% from the 50-Day Moving Average
After a stumble in the market that brought LC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -42.83% of loss for the given period.
Volatility was left at 4.25%, however, over the last 30 days, the volatility rate increased by 3.24%, as shares surge +14.07% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -9.70% lower at present.
During the last 5 trading sessions, LC rose by +0.85%, which changed the moving average for the period of 200-days by -3.86% in comparison to the 20-day moving average, which settled at $10.44. In addition, LendingClub Corp saw -33.79% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LC starting from Sanborn Scott, who sale 5,250 shares at the price of $10.00 back on May 01 ’25. After this action, Sanborn Scott now owns 1,292,532 shares of LendingClub Corp, valued at $52,500 using the latest closing price.
ZEISSER MICHAEL P, the Director of LendingClub Corp, purchase 20,000 shares at $9.35 during a trade that took place back on Apr 30 ’25, which means that ZEISSER MICHAEL P is holding 174,138 shares at $187,000 based on the most recent closing price.
Stock Fundamentals for LC
Current profitability levels for the company are sitting at:
- 0.11 for the present operating margin
- 0.62 for the gross margin
The net margin for LendingClub Corp stands at 0.06. The total capital return value is set at 0.01. Equity return is now at value 3.86, with 0.51 for asset returns.
Currently, EBITDA for the company is 123.06 million with net debt to EBITDA at -6.17. When we switch over and look at the enterprise to sales, we see a ratio of 0.36.
Conclusion
In a nutshell, LendingClub Corp (LC) has experienced a mixed performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
