Synchrony Financial (NYSE: SYF) has a price-to-earnings ratio of 8.29x that is above its average ratio. Additionally, the 36-month beta value for SYF is 1.43. There are mixed opinions on the stock, with 9 analysts rating it as a “buy,” 5 rating it as “overweight,” 8 rating it as “hold,” and 0 rating it as “sell.”
The public float for SYF is 378.88M and currently, short sellers hold a 4.51% ratio of that float. The average trading volume of SYF on May 13, 2025 was 4.93M shares.
SYF) stock’s latest price update
Synchrony Financial (NYSE: SYF)’s stock price has gone rise by 8.50 in comparison to its previous close of 55.63, however, the company has experienced a 11.37% increase in its stock price over the last five trading days. cnbc.com reported 2025-05-07 that Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the industry. Now they’re far more reluctant to reverse those steps, even after bank trade groups succeeded in killing the CFPB rule in federal court last month.
SYF’s Market Performance
Synchrony Financial (SYF) has seen a 11.37% rise in stock performance for the week, with a 29.44% gain in the past month and a -7.88% plunge in the past quarter. The volatility ratio for the week is 2.46%, and the volatility levels for the past 30 days are at 3.41% for SYF. The simple moving average for the last 20 days is 16.75% for SYF’s stock, with a simple moving average of 6.36% for the last 200 days.
Analysts’ Opinion of SYF
Many brokerage firms have already submitted their reports for SYF stocks, with Morgan Stanley repeating the rating for SYF by listing it as a “Equal-Weight.” The predicted price for SYF in the upcoming period, according to Morgan Stanley is $44 based on the research report published on April 07, 2025 of the current year 2025.
Compass Point, on the other hand, stated in their research note that they expect to see SYF reach a price target of $70. The rating they have provided for SYF stocks is “Neutral” according to the report published on January 28th, 2025.
Barclays gave a rating of “Overweight” to SYF, setting the target price at $79 in the report published on January 06th of the current year.
SYF Trading at 15.99% from the 50-Day Moving Average
After a stumble in the market that brought SYF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -14.90% of loss for the given period.
Volatility was left at 3.41%, however, over the last 30 days, the volatility rate increased by 2.46%, as shares surge +30.85% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -0.53% lower at present.
During the last 5 trading sessions, SYF rose by +11.37%, which changed the moving average for the period of 200-days by +21.01% in comparison to the 20-day moving average, which settled at $51.70. In addition, Synchrony Financial saw -7.14% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SYF starting from DOUBLES BRIAN D, who sale 148,747 shares at the price of $60.09 back on Feb 28 ’25. After this action, DOUBLES BRIAN D now owns 677,421 shares of Synchrony Financial, valued at $8,938,696 using the latest closing price.
Casellas Alberto, the of Synchrony Financial, sale 58,026 shares at $60.01 during a trade that took place back on Mar 03 ’25, which means that Casellas Alberto is holding 56,462 shares at $3,482,140 based on the most recent closing price.
Stock Fundamentals for SYF
Current profitability levels for the company are sitting at:
- 0.57 for the present operating margin
- 0.8 for the gross margin
The net margin for Synchrony Financial stands at 0.16. The total capital return value is set at 0.08. Equity return is now at value 18.60, with 2.44 for asset returns.
Based on Synchrony Financial (SYF), the company’s capital structure generated 0.51 points at debt to capital in total, while cash flow to debt ratio is standing at 0.58. The debt to equity ratio resting at 1.03. The interest coverage ratio of the stock is 2.27.
When we switch over and look at the enterprise to sales, we see a ratio of 1.02. The receivables turnover for the company is 0.2for trailing twelve months and the total asset turnover is 0.15.
Conclusion
In conclusion, Synchrony Financial (SYF) has seen mixed performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
