SoFi Technologies Inc (NASDAQ: SOFI) has a price-to-earnings ratio of 31.32x that is above its average ratio. Additionally, the 36-month beta value for SOFI is 1.86. There are mixed opinions on the stock, with 4 analysts rating it as a “buy,” 2 rating it as “overweight,” 9 rating it as “hold,” and 2 rating it as “sell.”
The public float for SOFI is 1.08B and currently, short sellers hold a 13.66% ratio of that float. The average trading volume of SOFI on May 12, 2025 was 55.76M shares.
SOFI) stock’s latest price update
SoFi Technologies Inc (NASDAQ: SOFI) has seen a decline in its stock price by -0.60 in relation to its previous close of 13.26. However, the company has experienced a 3.78% gain in its stock price over the last five trading sessions. seekingalpha.com reported 2025-05-11 that SoFi Technologies reported impressive financials for Q1’25, doubling profit estimates and achieving a 200% YoY increase in non-GAAP profits to $0.06 per share. The fintech added 800,000 new customers, reaching 10.92 million users, and projects over 13 million users by year-end, driven by Financial Services. Financial Services segment saw 101% YoY sales growth and a 299% YoY profit increase, making it the primary growth catalyst for SoFi Technologies.
SOFI’s Market Performance
SoFi Technologies Inc (SOFI) has seen a 3.78% rise in stock performance for the week, with a 15.72% gain in the past month and a -11.60% plunge in the past quarter. The volatility ratio for the week is 4.27%, and the volatility levels for the past 30 days are at 5.27% for SOFI. The simple moving average for the last 20 days is 8.82% for SOFI stock, with a simple moving average of 10.88% for the last 200 days.
Analysts’ Opinion of SOFI
Many brokerage firms have already submitted their reports for SOFI stocks, with Citizens JMP repeating the rating for SOFI by listing it as a “Mkt Outperform.” The predicted price for SOFI in the upcoming period, according to Citizens JMP is $17 based on the research report published on April 25, 2025 of the current year 2025.
Keefe Bruyette gave a rating of “Underperform” to SOFI, setting the target price at $8 in the report published on January 02nd of the current year.
SOFI Trading at 9.13% from the 50-Day Moving Average
After a stumble in the market that brought SOFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -28.45% of loss for the given period.
Volatility was left at 5.27%, however, over the last 30 days, the volatility rate increased by 4.27%, as shares surge +25.29% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -6.33% lower at present.
During the last 5 trading sessions, SOFI rose by +3.78%, which changed the moving average for the period of 200-days by +77.39% in comparison to the 20-day moving average, which settled at $12.11. In addition, SoFi Technologies Inc saw -14.42% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SOFI starting from Keough Kelli, who sale 11,181 shares at the price of $10.71 back on Apr 21 ’25. After this action, Keough Kelli now owns 215,029 shares of SoFi Technologies Inc, valued at $119,707 using the latest closing price.
Keough Kelli, the EVP, GBUL, SIPS of SoFi Technologies Inc, sale 11,181 shares at $12.72 during a trade that took place back on Mar 20 ’25, which means that Keough Kelli is holding 226,210 shares at $142,238 based on the most recent closing price.
Stock Fundamentals for SOFI
Current profitability levels for the company are sitting at:
- 0.17 for the present operating margin
- 0.97 for the gross margin
The net margin for SoFi Technologies Inc stands at 0.17. The total capital return value is set at 0.01. Equity return is now at value 7.51, with 1.40 for asset returns.
Currently, EBITDA for the company is 436.84 million with net debt to EBITDA at -6.15. When we switch over and look at the enterprise to sales, we see a ratio of 4.5.
Conclusion
In conclusion, SoFi Technologies Inc (SOFI) has seen mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
