Nu Holdings Ltd (NYSE: NU) has a price-to-earnings ratio of 31.81x that is above its average ratio. Additionally, the 36-month beta value for NU is 1.11. There are mixed opinions on the stock, with 7 analysts rating it as a “buy,” 4 rating it as “overweight,” 7 rating it as “hold,” and 2 rating it as “sell.”
The public float for NU is 3.21B and currently, short sellers hold a 4.10% ratio of that float. The average trading volume of NU on May 12, 2025 was 59.01M shares.
NU) stock’s latest price update
The stock of Nu Holdings Ltd (NYSE: NU) has increased by 0.23 when compared to last closing price of 12.80. Despite this, the company has experienced a 3.05% gain in its stock price over the last five trading sessions. fool.com reported 2025-05-10 that Investing in the fast-growing financial technology (fintech) space can feel a little uncertain right now. The market is crowded with a wide range of companies, from tech-focused start-ups to large banks.
NU’s Market Performance
Nu Holdings Ltd (NU) has experienced a 3.05% rise in stock performance for the past week, with a 17.49% rise in the past month, and a -6.55% drop in the past quarter. The volatility ratio for the week is 2.41%, and the volatility levels for the past 30 days are at 3.03% for NU. The simple moving average for the past 20 days is 8.88% for NU’s stock, with a 1.41% simple moving average for the past 200 days.
Analysts’ Opinion of NU
Many brokerage firms have already submitted their reports for NU stocks, with JP Morgan repeating the rating for NU by listing it as a “Overweight.” The predicted price for NU in the upcoming period, according to JP Morgan is $13 based on the research report published on April 08, 2025 of the current year 2025.
Citigroup, on the other hand, stated in their research note that they expect to see NU reach a price target of $11, previously predicting the price at $14.60. The rating they have provided for NU stocks is “Sell” according to the report published on December 02nd, 2024.
NU Trading at 14.67% from the 50-Day Moving Average
After a stumble in the market that brought NU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -20.53% of loss for the given period.
Volatility was left at 3.03%, however, over the last 30 days, the volatility rate increased by 2.41%, as shares surge +25.17% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +14.04% upper at present.
During the last 5 trading sessions, NU rose by +3.05%, which changed the moving average for the period of 200-days by -0.31% in comparison to the 20-day moving average, which settled at $11.78. In addition, Nu Holdings Ltd saw 23.84% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at NU starting from Duggal Jagpreet Singh, who proposed sale 724,891 shares at the price of $12.76 back on Apr 28 ’25. After this action, Duggal Jagpreet Singh now owns shares of Nu Holdings Ltd, valued at $9,250,835 using the latest closing price.
JAGPREET SINGH DUGGAL, the Officer of Nu Holdings Ltd, proposed sale 86,754 shares at $11.90 during a trade that took place back on Apr 25 ’25, which means that JAGPREET SINGH DUGGAL is holding shares at $1,032,373 based on the most recent closing price.
Stock Fundamentals for NU
Current profitability levels for the company are sitting at:
- 0.25 for the present operating margin
- 0.46 for the gross margin
The net margin for Nu Holdings Ltd stands at 0.18. The total capital return value is set at 0.25. Equity return is now at value 28.07, with 4.23 for asset returns.
Based on Nu Holdings Ltd (NU), the company’s capital structure generated 0.1 points at debt to capital in total, while cash flow to debt ratio is standing at 2.71. The debt to equity ratio resting at 0.12. The interest coverage ratio of the stock is 0.99.
Currently, EBITDA for the company is 2.87 billion with net debt to EBITDA at -4.44. When we switch over and look at the enterprise to sales, we see a ratio of 4.46. The receivables turnover for the company is 0.8for trailing twelve months and the total asset turnover is 0.22.
Conclusion
In conclusion, Nu Holdings Ltd (NU) has seen better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
