The 36-month beta value for OPFI is also noteworthy at 1.61. There are mixed opinions on the stock, with 1 analysts rating it as a “buy,” 1 rating it as “overweight,” 1 rating it as “hold,” and 0 rating it as “sell.”
The public float for OPFI is 23.56M, and at present, short sellers hold a 18.88% of that float. The average trading volume of OPFI on May 09, 2025 was 1.50M shares.
OPFI) stock’s latest price update
OppFi Inc (NYSE: OPFI)’s stock price has plunge by 7.10relation to previous closing price of 10.84. Nevertheless, the company has seen a 20.94% surge in its stock price over the last five trading sessions. seekingalpha.com reported 2025-05-08 that OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi’s 2024 financial performance was exceptional, and now Q1 2025 revenue is up 10% YoY and net income doubled. Potentially rising delinquencies and economic uncertainties complicate OppFi’s outlook, making the fintech and unsecured lending sectors vulnerable to credit stress.
OPFI’s Market Performance
OppFi Inc (OPFI) has seen a 20.94% rise in stock performance for the week, with a 46.59% gain in the past month and a -26.79% plunge in the past quarter. The volatility ratio for the week is 6.10%, and the volatility levels for the past 30 days are at 5.89% for OPFI. The simple moving average for the last 20 days is 26.20% for OPFI stock, with a simple moving average of 56.14% for the last 200 days.
Analysts’ Opinion of OPFI
Needham gave a rating of “Buy” to OPFI, setting the target price at $10 in the report published on August 17th of the previous year.
OPFI Trading at 26.53% from the 50-Day Moving Average
After a stumble in the market that brought OPFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -32.44% of loss for the given period.
Volatility was left at 5.89%, however, over the last 30 days, the volatility rate increased by 6.10%, as shares surge +34.06% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +10.47% upper at present.
During the last 5 trading sessions, OPFI rose by +20.94%, which changed the moving average for the period of 200-days by +196.93% in comparison to the 20-day moving average, which settled at $9.20. In addition, OppFi Inc saw 56.36% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at OPFI starting from McKay Christopher J., who sale 1,107 shares at the price of $9.55 back on May 02 ’25. After this action, McKay Christopher J. now owns 195,180 shares of OppFi Inc, valued at $10,572 using the latest closing price.
McKay Christopher J., the Officer of OppFi Inc, proposed sale 1,107 shares at $9.55 during a trade that took place back on May 02 ’25, which means that McKay Christopher J. is holding shares at $10,572 based on the most recent closing price.
Stock Fundamentals for OPFI
Current profitability levels for the company are sitting at:
- 0.18 for the present operating margin
- 0.8 for the gross margin
The net margin for OppFi Inc stands at 0.07. The total capital return value is set at 0.16. Equity return is now at value -7.57, with -1.60 for asset returns.
Based on OppFi Inc (OPFI), the company’s capital structure generated 0.91 points at debt to capital in total, while cash flow to debt ratio is standing at 0.97. The debt to equity ratio resting at 10.13. The interest coverage ratio of the stock is 0.52.
Currently, EBITDA for the company is 308.6 million with net debt to EBITDA at 1.24. When we switch over and look at the enterprise to sales, we see a ratio of 2.46. The receivables turnover for the company is 1.11for trailing twelve months and the total asset turnover is 0.82.
Conclusion
In summary, OppFi Inc (OPFI) has had a better performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
