PayPal Holdings Inc (PYPL) Stock: A Look at the Analyst Recommendations

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PayPal Holdings Inc (NASDAQ: PYPL) has a higher price-to-earnings ratio of 15.27x compared to its average ratio. PYPL has 36-month beta value of 1.45. Analysts have mixed views on the stock, with 15 analysts rating it as a “buy,” 7 as “overweight,” 22 as “hold,” and 2 as “sell.”

The public float for PYPL is 968.80M, and currently, short sellers hold a 3.39% ratio of that float. The average trading volume of PYPL on May 07, 2025 was 12.30M shares.

PYPL) stock’s latest price update

The stock of PayPal Holdings Inc (NASDAQ: PYPL) has decreased by -0.71 when compared to last closing price of 68.54. Despite this, the company has experienced a 2.61% gain in its stock price over the last five trading sessions. fool.com reported 2025-05-06 that Wall Street has seen dramatic volatility in 2025, affected by high inflation across several major economies, escalating U.S.-China trade wars, and rising geopolitical tensions. While the U.S. equity market has somewhat stabilized, investors remain concerned about the Federal Reserve’s hawkish tone about future rate cuts and softening consumer demand.

PYPL’s Market Performance

PayPal Holdings Inc (PYPL) has experienced a 2.61% rise in stock performance for the past week, with a 16.58% rise in the past month, and a -12.45% drop in the past quarter. The volatility ratio for the week is 2.77%, and the volatility levels for the past 30 days are at 4.20% for PYPL. The simple moving average for the past 20 days is 7.11% for PYPL’s stock, with a -10.11% simple moving average for the past 200 days.

Analysts’ Opinion of PYPL

Many brokerage firms have already submitted their reports for PYPL stocks, with Compass Point repeating the rating for PYPL by listing it as a “Sell.” The predicted price for PYPL in the upcoming period, according to Compass Point is $56 based on the research report published on April 23, 2025 of the current year 2025.

Seaport Research Partners, on the other hand, stated in their research note that they expect to see PYPL reach a price target of $49. The rating they have provided for PYPL stocks is “Sell” according to the report published on April 17th, 2025.

BofA Securities gave a rating of “Buy” to PYPL, setting the target price at $93 in the report published on April 14th of the current year.

PYPL Trading at 2.62% from the 50-Day Moving Average

After a stumble in the market that brought PYPL to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -27.34% of loss for the given period.

Volatility was left at 4.20%, however, over the last 30 days, the volatility rate increased by 2.77%, as shares surge +16.27% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -9.57% lower at present.

During the last 5 trading sessions, PYPL rose by +2.61%, which changed the moving average for the period of 200-days by +13.42% in comparison to the 20-day moving average, which settled at $63.53. In addition, PayPal Holdings Inc saw -20.27% in overturn over a single year, with a tendency to cut further losses.

Insider Trading

Reports are indicating that there were more than several insider trading activities at PYPL starting from MCGOVERN GAIL J, who sale 2,446 shares at the price of $72.15 back on Feb 27 ’25. After this action, MCGOVERN GAIL J now owns 29,734 shares of PayPal Holdings Inc, valued at $176,479 using the latest closing price.

MCGOVERN GAIL J, the Director of PayPal Holdings Inc, proposed sale 2,446 shares at $72.15 during a trade that took place back on Feb 27 ’25, which means that MCGOVERN GAIL J is holding shares at $176,479 based on the most recent closing price.

Stock Fundamentals for PYPL

Current profitability levels for the company are sitting at:

  • 0.18 for the present operating margin
  • 0.45 for the gross margin

The net margin for PayPal Holdings Inc stands at 0.14. The total capital return value is set at 0.17. Equity return is now at value 22.20, with 5.52 for asset returns.

Based on PayPal Holdings Inc (PYPL), the company’s capital structure generated 0.36 points at debt to capital in total, while cash flow to debt ratio is standing at 0.59. The debt to equity ratio resting at 0.56. The interest coverage ratio of the stock is 19.52.

Currently, EBITDA for the company is 6.74 billion with net debt to EBITDA at 0.56. When we switch over and look at the enterprise to sales, we see a ratio of 2.2. The receivables turnover for the company is 0.67for trailing twelve months and the total asset turnover is 0.39. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.30.

Conclusion

To put it simply, PayPal Holdings Inc (PYPL) has had a mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.

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