XP Inc (NASDAQ: XP)’s stock price has gone decline by -1.79 in comparison to its previous close of 16.18, however, the company has experienced a -1.97% decrease in its stock price over the last five trading days. globenewswire.com reported 2025-05-05 that NEW YORK, May 05, 2025 (GLOBE NEWSWIRE) — WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of XP Inc. (NASDAQ: XP) resulting from allegations that XP may have issued materially misleading business information to the investing public.
Is It Worth Investing in XP Inc (NASDAQ: XP) Right Now?
The price-to-earnings ratio for XP Inc (NASDAQ: XP) is above average at 10.39x. The 36-month beta value for XP is also noteworthy at 1.13. There are mixed opinions on the stock, with 4 analysts rating it as a “buy,” 3 rating it as “overweight,” 5 rating it as “hold,” and 0 rating it as “sell.”
The public float for XP is 370.45M, and at present, short sellers hold a 4.19% of that float. The average trading volume of XP on May 06, 2025 was 7.44M shares.
XP’s Market Performance
XP stock saw an increase of -1.97% in the past week, with a monthly gain of 11.67% and a quarterly increase of 15.06%. The volatility ratio for the week is 2.25%, and the volatility levels for the last 30 days are 4.11% for XP Inc (XP). The simple moving average for the past 20 days is 8.91% for XP’s stock, with a 1.39% simple moving average for the past 200 days.
Analysts’ Opinion of XP
Many brokerage firms have already submitted their reports for XP stocks, with Itau BBA repeating the rating for XP by listing it as a “Outperform.” The predicted price for XP in the upcoming period, according to Itau BBA is $20 based on the research report published on March 18, 2025 of the current year 2025.
UBS, on the other hand, stated in their research note that they expect to see XP reach a price target of $16, previously predicting the price at $19. The rating they have provided for XP stocks is “Buy” according to the report published on January 24th, 2025.
BofA Securities gave a rating of “Neutral” to XP, setting the target price at $16 in the report published on December 10th of the previous year.
XP Trading at 8.95% from the 50-Day Moving Average
After a stumble in the market that brought XP to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -30.29% of loss for the given period.
Volatility was left at 4.11%, however, over the last 30 days, the volatility rate increased by 2.25%, as shares surge +22.32% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +8.46% upper at present.
During the last 5 trading sessions, XP fell by -1.97%, which changed the moving average for the period of 200-days by -14.43% in comparison to the 20-day moving average, which settled at $14.59. In addition, XP Inc saw 34.09% in overturn over a single year, with a tendency to cut further gains.
Stock Fundamentals for XP
Current profitability levels for the company are sitting at:
- 0.15 for the present operating margin
- 0.35 for the gross margin
The net margin for XP Inc stands at 0.38. The total capital return value is set at 0.01. Equity return is now at value 23.13, with 1.56 for asset returns.
Based on XP Inc (XP), the company’s capital structure generated 0.85 points at debt to capital in total, while cash flow to debt ratio is standing at 0.19. The debt to equity ratio resting at 5.74. The interest coverage ratio of the stock is 2.26.
Currently, EBITDA for the company is 6.03 billion with net debt to EBITDA at 18.16. When we switch over and look at the enterprise to sales, we see a ratio of 13.21.
Conclusion
In summary, XP Inc (XP) has had a mixed performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
