SoFi Technologies Inc (NASDAQ: SOFI) has a higher price-to-earnings ratio of 30.25x compared to its average ratio, The 36-month beta value for SOFI is at 1.85. Analysts have varying views on the stock, with 4 analysts rating it as a “buy,” 2 rating it as “overweight,” 9 as “hold,” and 2 as “sell.”
The public float for SOFI is 1.08B, and currently, shorts hold a 13.58% of that float. The average trading volume for SOFI on May 06, 2025 was 55.61M shares.
SOFI) stock’s latest price update
The stock price of SoFi Technologies Inc (NASDAQ: SOFI) has dropped by -1.08 compared to previous close of 12.86. Despite this, the company has seen a fall of -4.14% in its stock price over the last five trading days. zacks.com reported 2025-05-06 that SoFi Technologies (SOFI) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.
SOFI’s Market Performance
SoFi Technologies Inc (SOFI) has seen a -4.14% fall in stock performance for the week, with a 32.93% gain in the past month and a -16.80% plunge in the past quarter. The volatility ratio for the week is 5.50%, and the volatility levels for the past 30 days are at 8.23% for SOFI. The simple moving average for the past 20 days is 8.64% for SOFI’s stock, with a 7.79% simple moving average for the past 200 days.
Analysts’ Opinion of SOFI
Many brokerage firms have already submitted their reports for SOFI stocks, with Citizens JMP repeating the rating for SOFI by listing it as a “Mkt Outperform.” The predicted price for SOFI in the upcoming period, according to Citizens JMP is $17 based on the research report published on April 25, 2025 of the current year 2025.
Keefe Bruyette gave a rating of “Underperform” to SOFI, setting the target price at $8 in the report published on January 02nd of the current year.
SOFI Trading at 4.80% from the 50-Day Moving Average
After a stumble in the market that brought SOFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -30.94% of loss for the given period.
Volatility was left at 8.23%, however, over the last 30 days, the volatility rate increased by 5.50%, as shares surge +28.75% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -11.59% lower at present.
During the last 5 trading sessions, SOFI fell by -4.33%, which changed the moving average for the period of 200-days by +68.59% in comparison to the 20-day moving average, which settled at $11.71. In addition, SoFi Technologies Inc saw -17.40% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SOFI starting from Keough Kelli, who sale 11,181 shares at the price of $10.71 back on Apr 21 ’25. After this action, Keough Kelli now owns 215,029 shares of SoFi Technologies Inc, valued at $119,707 using the latest closing price.
Keough Kelli, the EVP, GBUL, SIPS of SoFi Technologies Inc, sale 11,181 shares at $12.72 during a trade that took place back on Mar 20 ’25, which means that Keough Kelli is holding 226,210 shares at $142,238 based on the most recent closing price.
Stock Fundamentals for SOFI
Current profitability levels for the company are sitting at:
- 0.17 for the present operating margin
- 0.97 for the gross margin
The net margin for SoFi Technologies Inc stands at 0.17. The total capital return value is set at 0.01. Equity return is now at value 7.51, with 1.40 for asset returns.
Currently, EBITDA for the company is 436.84 million with net debt to EBITDA at -6.15. When we switch over and look at the enterprise to sales, we see a ratio of 4.31.
Conclusion
In conclusion, SoFi Technologies Inc (SOFI) has had a mixed performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
