Zions Bancorporation N.A (ZION) Stock: A SWOT Analysis

The price-to-earnings ratio for Zions Bancorporation N.A (NASDAQ: ZION) is above average at 8.76x, Company’s 36-month beta value is 0.86.Analysts have differing opinions on the stock, with 3 analysts rating it as a “buy,” 2 as “overweight,” 16 as “hold,” and 0 as “sell.”

The public float for ZION is 145.20M, and currently, short sellers hold a 2.94% ratio of that floaft. The average trading volume of ZION on May 01, 2025 was 1.92M shares.

ZION) stock’s latest price update

Zions Bancorporation N.A (NASDAQ: ZION)’s stock price has gone decline by -0.64 in comparison to its previous close of 45.26, however, the company has experienced a 1.47% increase in its stock price over the last five trading days. prnewswire.com reported 2025-04-29 that DENVER, April 29, 2025 /PRNewswire/ — Vectra Bank Colorado today announced the retirement of President and CEO, Bruce Alexander. Bruce’s 25-year tenure at Vectra Bank has been marked by significant achievements, exceptional growth, and an unwavering commitment to Colorado, the bank, its employees, shareholders, and the communities it serves.

ZION’s Market Performance

Zions Bancorporation N.A (ZION) has seen a 1.47% rise in stock performance for the week, with a -9.81% decline in the past month and a -21.98% plunge in the past quarter. The volatility ratio for the week is 2.64%, and the volatility levels for the past 30 days are at 5.83% for ZION. The simple moving average for the past 20 days is 2.05% for ZION’s stock, with a -12.66% simple moving average for the past 200 days.

Analysts’ Opinion of ZION

Many brokerage firms have already submitted their reports for ZION stocks, with Argus repeating the rating for ZION by listing it as a “Buy.” The predicted price for ZION in the upcoming period, according to Argus is $55 based on the research report published on April 28, 2025 of the current year 2025.

Goldman, on the other hand, stated in their research note that they expect to see ZION reach a price target of $71. The rating they have provided for ZION stocks is “Buy” according to the report published on January 07th, 2025.

ZION Trading at -6.47% from the 50-Day Moving Average

After a stumble in the market that brought ZION to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -28.87% of loss for the given period.

Volatility was left at 5.83%, however, over the last 30 days, the volatility rate increased by 2.64%, as shares sank -9.11% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -20.80% lower at present.

During the last 5 trading sessions, ZION rose by +1.47%, which changed the moving average for the period of 200-days by -4.79% in comparison to the 20-day moving average, which settled at $44.07. In addition, Zions Bancorporation N.A saw -17.11% in overturn over a single year, with a tendency to cut further losses.

Insider Trading

Reports are indicating that there were more than several insider trading activities at ZION starting from Richards Robert Ryan, who sale 316 shares at the price of $49.48 back on Apr 01 ’25. After this action, Richards Robert Ryan now owns 30,354 shares of Zions Bancorporation N.A, valued at $15,636 using the latest closing price.

Smith Jennifer Anne, the Executive Vice President of Zions Bancorporation N.A, sale 22,673 shares at $56.47 during a trade that took place back on Feb 18 ’25, which means that Smith Jennifer Anne is holding 29,313 shares at $1,280,276 based on the most recent closing price.

Stock Fundamentals for ZION

Current profitability levels for the company are sitting at:

  • 0.28 for the present operating margin
  • 1.05 for the gross margin

The net margin for Zions Bancorporation N.A stands at 0.17. The total capital return value is set at 0.02. Equity return is now at value 13.10, with 0.91 for asset returns.

Based on Zions Bancorporation N.A (ZION), the company’s capital structure generated 0.44 points at debt to capital in total, while cash flow to debt ratio is standing at 0.23. The debt to equity ratio resting at 0.78. The interest coverage ratio of the stock is 0.68.

Currently, EBITDA for the company is 1.01 billion with net debt to EBITDA at 12.26. When we switch over and look at the enterprise to sales, we see a ratio of 2.36. The receivables turnover for the company is 12.1for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.13.

Conclusion

In a nutshell, Zions Bancorporation N.A (ZION) has experienced a mixed performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.

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