SoFi Technologies Inc (NASDAQ: SOFI)’s stock price has increased by 4.63 compared to its previous closing price of 12.31. However, the company has seen a 17.30% increase in its stock price over the last five trading sessions. fool.com reported 2025-04-26 that In this video, I will go over my first-quarter SoFi Technologies (SOFI 4.67%) earnings prediction and recent updates about the company. Watch the short video to learn more, consider subscribing, and click the special offer link below.
Is It Worth Investing in SoFi Technologies Inc (NASDAQ: SOFI) Right Now?
SoFi Technologies Inc (NASDAQ: SOFI) has a price-to-earnings ratio that is above its average at 33.71x. The stock has a 36-month beta value of 1.84. Opinions on the stock are mixed, with 4 analysts rating it as a “buy,” 2 as “overweight,” 9 as “hold,” and 3 as “sell.”
The public float for SOFI is 1.08B, and at present, short sellers hold a 13.58% of that float. On April 28, 2025, the average trading volume of SOFI was 51.29M shares.
SOFI’s Market Performance
The stock of SoFi Technologies Inc (SOFI) has seen a 17.30% increase in the past week, with a -1.45% drop in the past month, and a -28.12% fall in the past quarter. The volatility ratio for the week is 5.70%, and the volatility levels for the past 30 days are at 8.57% for SOFI. The simple moving average for the past 20 days is 15.94% for SOFI’s stock, with a 10.97% simple moving average for the past 200 days.
Analysts’ Opinion of SOFI
Many brokerage firms have already submitted their reports for SOFI stocks, with Citizens JMP repeating the rating for SOFI by listing it as a “Mkt Outperform.” The predicted price for SOFI in the upcoming period, according to Citizens JMP is $17 based on the research report published on April 25, 2025 of the current year 2025.
Keefe Bruyette gave a rating of “Underperform” to SOFI, setting the target price at $8 in the report published on January 02nd of the current year.
SOFI Trading at 2.86% from the 50-Day Moving Average
After a stumble in the market that brought SOFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -30.08% of loss for the given period.
Volatility was left at 8.57%, however, over the last 30 days, the volatility rate increased by 5.70%, as shares surge +5.57% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -12.80% lower at present.
During the last 5 trading sessions, SOFI rose by +17.30%, which changed the moving average for the period of 200-days by +101.88% in comparison to the 20-day moving average, which settled at $11.11. In addition, SoFi Technologies Inc saw -16.36% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SOFI starting from Keough Kelli, who sale 11,181 shares at the price of $10.71 back on Apr 21 ’25. After this action, Keough Kelli now owns 215,029 shares of SoFi Technologies Inc, valued at $119,707 using the latest closing price.
Keough Kelli, the EVP, GBUL, SIPS of SoFi Technologies Inc, sale 11,181 shares at $12.72 during a trade that took place back on Mar 20 ’25, which means that Keough Kelli is holding 226,210 shares at $142,238 based on the most recent closing price.
Stock Fundamentals for SOFI
Current profitability levels for the company are sitting at:
- 0.12 for the present operating margin
- 1.0 for the gross margin
The net margin for SoFi Technologies Inc stands at 0.19. The total capital return value is set at 0.01. Equity return is now at value 8.26, with 1.50 for asset returns.
Based on SoFi Technologies Inc (SOFI), the company’s capital structure generated 0.32 points at debt to capital in total, while cash flow to debt ratio is standing at -0.21. The debt to equity ratio resting at 0.47. The interest coverage ratio of the stock is 0.28.
Currently, EBITDA for the company is 436.84 million with net debt to EBITDA at 2.18. When we switch over and look at the enterprise to sales, we see a ratio of 5.58.
Conclusion
To sum up, SoFi Technologies Inc (SOFI) has seen a mixed performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
