The price-to-earnings ratio for Nu Holdings Ltd (NYSE: NU) is 29.78x, which is above its average ratio. Moreover, the 36-month beta value for NU is 1.09. Analysts have varying opinions on the stock, with 7 analysts rating it as a “buy,” 4 as “overweight,” 7 as “hold,” and 2 as “sell.”
The public float for NU is 3.21B and currently, short sellers hold a 4.16% of that float. On April 28, 2025, NU’s average trading volume was 57.87M shares.
NU) stock’s latest price update
Nu Holdings Ltd (NYSE: NU)’s stock price has increased by 2.21 compared to its previous closing price of 11.75. However, the company has seen a 9.18% increase in its stock price over the last five trading sessions. reuters.com reported 2025-04-24 that Brazilian fintech Nubank said on Thursday that its Mexico arm received regulatory approval from the Mexican National Banking and Securities Commission to begin the process of becoming a full-service bank.
NU’s Market Performance
NU’s stock has risen by 9.18% in the past week, with a monthly rise of 9.98% and a quarterly drop of -2.67%. The volatility ratio for the week is 2.78% while the volatility levels for the last 30 days are 5.20% for Nu Holdings Ltd The simple moving average for the past 20 days is 12.60% for NU’s stock, with a -5.37% simple moving average for the past 200 days.
Analysts’ Opinion of NU
Many brokerage firms have already submitted their reports for NU stocks, with JP Morgan repeating the rating for NU by listing it as a “Overweight.” The predicted price for NU in the upcoming period, according to JP Morgan is $13 based on the research report published on April 08, 2025 of the current year 2025.
Citigroup, on the other hand, stated in their research note that they expect to see NU reach a price target of $11, previously predicting the price at $14.60. The rating they have provided for NU stocks is “Sell” according to the report published on December 02nd, 2024.
NU Trading at 7.54% from the 50-Day Moving Average
After a stumble in the market that brought NU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -25.61% of loss for the given period.
Volatility was left at 5.20%, however, over the last 30 days, the volatility rate increased by 2.78%, as shares surge +8.30% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -11.95% lower at present.
During the last 5 trading sessions, NU rose by +9.18%, which changed the moving average for the period of 200-days by -8.67% in comparison to the 20-day moving average, which settled at $10.67. In addition, Nu Holdings Ltd saw 15.93% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at NU starting from JAGPREET SINGH DUGGAL, who proposed sale 86,754 shares at the price of $11.90 back on Apr 25 ’25. After this action, JAGPREET SINGH DUGGAL now owns shares of Nu Holdings Ltd, valued at $1,032,373 using the latest closing price.
JAGPREET SINGH DUGGAL, the Officer of Nu Holdings Ltd, proposed sale 130,176 shares at $11.53 during a trade that took place back on Apr 24 ’25, which means that JAGPREET SINGH DUGGAL is holding shares at $1,500,929 based on the most recent closing price.
Stock Fundamentals for NU
Current profitability levels for the company are sitting at:
- 0.24 for the present operating margin
- 0.46 for the gross margin
The net margin for Nu Holdings Ltd stands at 0.17. The total capital return value is set at 0.06. Equity return is now at value 28.07, with 4.23 for asset returns.
Based on Nu Holdings Ltd (NU), the company’s capital structure generated 0.18 points at debt to capital in total, while cash flow to debt ratio is standing at 1.39. The debt to equity ratio resting at 0.23. The interest coverage ratio of the stock is 0.99.
Currently, EBITDA for the company is 2.87 billion with net debt to EBITDA at -2.6. When we switch over and look at the enterprise to sales, we see a ratio of 4.41.
Conclusion
To wrap up, the performance of Nu Holdings Ltd (NU) has been better in recent times. The stock has received a mixed of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
