The stock of United Bankshares, Inc (UBSI) has gone up by 3.05% for the week, with a -1.80% drop in the past month and a -10.12% drop in the past quarter. The volatility ratio for the week is 2.82%, and the volatility levels for the past 30 days are 3.91% for UBSI. The simple moving average for the last 20 days is 3.67% for UBSI’s stock, with a simple moving average of -7.55% for the last 200 days.
Is It Worth Investing in United Bankshares, Inc (NASDAQ: UBSI) Right Now?
United Bankshares, Inc (NASDAQ: UBSI) has a price-to-earnings ratio of 12.54x that is above its average ratio. Additionally, the 36-month beta value for UBSI is 0.75. There are mixed opinions on the stock, with 0 analysts rating it as a “buy,” 1 rating it as “overweight,” 5 rating it as “hold,” and 0 rating it as “sell.”
The public float for UBSI is 140.08M and currently, short sellers hold a 1.79% ratio of that float. The average trading volume of UBSI on April 25, 2025 was 893.60K shares.
UBSI) stock’s latest price update
United Bankshares, Inc (NASDAQ: UBSI)’s stock price has gone decline by -0.03 in comparison to its previous close of 34.47, however, the company has experienced a 3.05% increase in its stock price over the last five trading days. zacks.com reported 2025-04-24 that United Bankshares (UBSI) came out with quarterly earnings of $0.59 per share, missing the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.64 per share a year ago.
Analysts’ Opinion of UBSI
Many brokerage firms have already submitted their reports for UBSI stocks, with Piper Sandler repeating the rating for UBSI by listing it as a “Neutral.” The predicted price for UBSI in the upcoming period, according to Piper Sandler is $38.50 based on the research report published on March 12, 2025 of the current year 2025.
Stephens, on the other hand, stated in their research note that they expect to see UBSI reach a price target of $32. The rating they have provided for UBSI stocks is “Equal-Weight” according to the report published on April 04th, 2023.
Raymond James gave a rating of “Outperform” to UBSI, setting the target price at $44 in the report published on December 21st of the previous year.
UBSI Trading at -0.56% from the 50-Day Moving Average
After a stumble in the market that brought UBSI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -22.44% of loss for the given period.
Volatility was left at 3.91%, however, over the last 30 days, the volatility rate increased by 2.82%, as shares sank -1.66% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -11.62% lower at present.
During the last 5 trading sessions, UBSI rose by +3.05%, which changed the moving average for the period of 200-days by +8.50% in comparison to the 20-day moving average, which settled at $33.24. In addition, United Bankshares, Inc saw -8.23% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UBSI starting from DuMond Sara, who purchase 2,600 shares at the price of $35.01 back on Mar 24 ’25. After this action, DuMond Sara now owns 5,054 shares of United Bankshares, Inc, valued at $91,026 using the latest closing price.
NESSELROAD MARK R, the Director of United Bankshares, Inc, sale 6,000 shares at $39.16 during a trade that took place back on Dec 18 ’24, which means that NESSELROAD MARK R is holding 35,424 shares at $234,965 based on the most recent closing price.
Stock Fundamentals for UBSI
Current profitability levels for the company are sitting at:
- -0.12 for the present operating margin
- 1.0 for the gross margin
The net margin for United Bankshares, Inc stands at 0.26. The total capital return value is set at -0.01. Equity return is now at value 7.62, with 1.24 for asset returns.
Based on United Bankshares, Inc (UBSI), the company’s capital structure generated 0.11 points at debt to capital in total, while cash flow to debt ratio is standing at 0.71. The debt to equity ratio resting at 0.13. The interest coverage ratio of the stock is -0.3.
When we switch over and look at the enterprise to sales, we see a ratio of 2.28. The receivables turnover for the company is 14.05for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.14.
Conclusion
In conclusion, United Bankshares, Inc (UBSI) has seen mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
