The stock of LendingClub Corp (LC) has gone up by 8.47% for the week, with a -12.02% drop in the past month and a -40.02% drop in the past quarter. The volatility ratio for the week is 4.42%, and the volatility levels for the past 30 days are 7.18% for LC. The simple moving average for the past 20 days is 5.21% for LC’s stock, with a -19.58% simple moving average for the past 200 days.
Is It Worth Investing in LendingClub Corp (NYSE: LC) Right Now?
The price-to-earnings ratio for LendingClub Corp (NYSE: LC) is 22.54x, which is above its average ratio. Moreover, the 36-month beta value for LC is 2.30. Analysts have varying opinions on the stock, with 5 analysts rating it as a “buy,” 3 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for LC is 110.28M and currently, short sellers hold a 3.54% of that float. On April 24, 2025, LC’s average trading volume was 1.82M shares.
LC) stock’s latest price update
The stock of LendingClub Corp (NYSE: LC) has increased by 3.85 when compared to last closing price of 9.87. Despite this, the company has experienced a 8.47% gain in its stock price over the last five trading sessions. seekingalpha.com reported 2025-04-23 that LendingClub is one of the oldest publicly traded FinTechs around, with a banking charter to boot, lowering deposit costs in comparison to its FinTech peers. The company and its peers have seen significant volatility since the COVID and stimulus years, with the macro and rate environment looking equally unpredictable today. LendingClub is trading at 0.86x book value, but at a rather meagre 2.9% ROE in the last quarter, with unimpressive growth in originations and stiff competition in the lending space.
Analysts’ Opinion of LC
Many brokerage firms have already submitted their reports for LC stocks, with JP Morgan repeating the rating for LC by listing it as a “Neutral.” The predicted price for LC in the upcoming period, according to JP Morgan is $17 based on the research report published on December 02, 2024 of the previous year 2024.
Maxim Group, on the other hand, stated in their research note that they expect to see LC reach a price target of $19, previously predicting the price at $16. The rating they have provided for LC stocks is “Buy” according to the report published on October 25th, 2024.
Keefe Bruyette gave a rating of “Outperform” to LC, setting the target price at $15 in the report published on October 10th of the previous year.
LC Trading at -7.71% from the 50-Day Moving Average
After a stumble in the market that brought LC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -45.33% of loss for the given period.
Volatility was left at 7.18%, however, over the last 30 days, the volatility rate increased by 4.42%, as shares sank -10.40% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -22.87% lower at present.
During the last 5 trading sessions, LC rose by +8.47%, which changed the moving average for the period of 200-days by +21.16% in comparison to the 20-day moving average, which settled at $9.74. In addition, LendingClub Corp saw -36.69% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LC starting from SCOTT SANBORN, who proposed sale 5,250 shares at the price of $9.87 back on Apr 23 ’25. After this action, SCOTT SANBORN now owns shares of LendingClub Corp, valued at $51,818 using the latest closing price.
Sanborn Scott, the CEO of LendingClub Corp, sale 5,250 shares at $10.00 during a trade that took place back on Apr 09 ’25, which means that Sanborn Scott is holding 1,303,032 shares at $52,500 based on the most recent closing price.
Stock Fundamentals for LC
Current profitability levels for the company are sitting at:
- 0.03 for the present operating margin
- 0.66 for the gross margin
The net margin for LendingClub Corp stands at 0.06. The total capital return value is set at 0.0. Equity return is now at value 3.96, with 0.53 for asset returns.
Based on LendingClub Corp (LC), the company’s capital structure generated 0.02 points at debt to capital in total, while cash flow to debt ratio is standing at -92.42. The debt to equity ratio resting at 0.02. The interest coverage ratio of the stock is 0.06.
When we switch over and look at the enterprise to sales, we see a ratio of 0.27. The receivables turnover for the company is 8.78for trailing twelve months and the total asset turnover is 0.09.
Conclusion
To wrap up, the performance of LendingClub Corp (LC) has been mixed in recent times. The stock has received a bullish of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
