Wells Fargo & Co (NYSE: WFC) has a price-to-earnings ratio of 11.63x that is above its average ratio. Additionally, the 36-month beta value for WFC is 1.15. There are mixed opinions on the stock, with 10 analysts rating it as a “buy,” 7 rating it as “overweight,” 8 rating it as “hold,” and 0 rating it as “sell.”
The public float for WFC is 3.26B and currently, short sellers hold a 0.91% ratio of that float. The average trading volume of WFC on April 21, 2025 was 17.96M shares.
WFC) stock’s latest price update
Wells Fargo & Co (NYSE: WFC)’s stock price has plunge by 1.14relation to previous closing price of 63.98. Nevertheless, the company has seen a 2.54% surge in its stock price over the last five trading sessions. https://247wallst.com reported 2025-04-17 that Short and sweet. That’s how I’d describe this next letter from the Reddit mailbag. In 53 words, four of which are conjunctions, our caller today (let’s call him “Al”) polls the Reddit-verse advice on “the best” cash back credit card, to replace his current cash back card, which Al consider suboptimal. “I’m looking for a credit card that has better cash back than my current ones. I don’t really care for the travel points or anything like that. Just strictly cash back. I’ve heard chase sapphire is good and discover it, but I’m wondering what you all have found to be the best. Thanks!” In just 53 words, you wouldn’t expect Al could go far wrong with his request, and yet in fact he does. The problem with Al’s question you see, lies in his assumption that there must be one best cash back credit card out there. But there isn’t. Rather, the best way to make use of credit cards to get cash back, is to use them in combination. Key Points There is no such thing as one “best” cash back credit card. To maximize your cash back, it’s best to use one general cash back card, plus a combination of multiple specialized cards paying extra cash back on specific kinds of purchases. A combination like this can increase your monthly cash back by 20% or more. The right cash back credit card can earn you hundreds, or thousands of dollars a year for free. Our top pick pays up to 5% cash back, a $200 bonus on top, and $0 annual fee. Click here to apply now (Sponsor) Think of it like this: Some cash back cards pay you a decent rate, say 2% on everything you buy. Other cash back cards pay you a superior rate, say 5% on purchases of gas (but only in certain time periods, like from January to March), or they may pay you back 3% on gas all the time, but 1% on everything else. The devil, as the saying goes, is in the details. And it’s these details that make it hard to say if a card paying 5% on one thing, 3% on another, and 1% on everything else, is better than a card that just pays you a straight 2% cash back on whatever you charge on the card. How to work the system on cash back credit cards So you do you untangle this intricate web of rewards? I can answer that in two steps. Step 1: You start off by getting one single, all-around cash back card that pays a decent rate on everything, all the time, and with no limits or fees. The Wells Fargo (NYSE: WFC) Active Cash card, Citi (NYSE: C) Double Cash, and SoFi‘s (Nasdaq: SOFI) Unlimited 2% credit card all pay 2% on all purchases in all categories, with no limit on how much cash you can get back, and none of these cards charges an annual fee for the privilege. You only need one of these cards; there’s little point in having more than one, other than to increase the total amount you can charge across cards. If asked to choose, of the three, I prefer SoFi’s card over the others, because it does not charge foreign exchange fees when traveling outside the country (and unlike Al, I actually do “care for the travel”)! Step 2: Now that you’re guaranteed a minimum of 2% cash back on all your spending, you try to bump up your average cash back from there, trying to inch past 2%. Add a Capital One (NYSE: COF) Savor Card for example, to get 3% cash back on groceries and restaurants. Add a Bank of America (NYSE: BAC) Customized Cash card and choose to get 3% back on gas for your car. Add a Citi Custom Cash card (similar concept, but from a different bank) and choose to get 5% back your internet provider’s bill (only up to $500 per month, but most internet bills are less than that). Then substitute the Capital One card for your SoFi card when buying food or visiting restaurants, substitute the BofA card when paying your internet bill, and substitute the Citi card when filling up. Say in a given month you spend $700 on food, $200 on gas, $100 on internet, and $2000 on everything else. How does this work out? Well, your total cash back across the four cards will be: $700 x 0.03 = $21 $200 x 0.03 = $6 $100 x 0.05 = $5 And $2000 x 0.02 = $40 Add it up, and you got $72 cash back on $3000 in spending. $3000 divided into $72 = 2.4%. That’s the total cash back you’re getting, and it’s 20% better than a plain vanilla 2% cash back card. The post My Cash Back Cards Aren’t Great and I Don’t Care About Travel Rewards. Which Cards Are Best For Me? appeared first on 24/7 Wall St..
WFC’s Market Performance
Wells Fargo & Co (WFC) has seen a 2.54% rise in stock performance for the week, with a -11.06% decline in the past month and a -14.80% plunge in the past quarter. The volatility ratio for the week is 3.54%, and the volatility levels for the past 30 days are at 4.32% for WFC. The simple moving average for the past 20 days is -4.28% for WFC’s stock, with a -2.52% simple moving average for the past 200 days.
Analysts’ Opinion of WFC
Many brokerage firms have already submitted their reports for WFC stocks, with Piper Sandler repeating the rating for WFC by listing it as a “Overweight.” The predicted price for WFC in the upcoming period, according to Piper Sandler is $77 based on the research report published on April 08, 2025 of the current year 2025.
RBC Capital Mkts, on the other hand, stated in their research note that they expect to see WFC reach a price target of $80. The rating they have provided for WFC stocks is “Outperform” according to the report published on March 13th, 2025.
Wolfe Research gave a rating of “Outperform” to WFC, setting the target price at $65 in the report published on October 08th of the previous year.
WFC Trading at -10.39% from the 50-Day Moving Average
After a stumble in the market that brought WFC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -20.60% of loss for the given period.
Volatility was left at 4.32%, however, over the last 30 days, the volatility rate increased by 3.54%, as shares sank -10.77% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -19.16% lower at present.
During the last 5 trading sessions, WFC rose by +2.54%, which changed the moving average for the period of 200-days by +6.80% in comparison to the 20-day moving average, which settled at $67.60. In addition, Wells Fargo & Co saw -7.87% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at WFC starting from Williams Ather III, who sale 60,000 shares at the price of $63.70 back on Oct 16 ’24. After this action, Williams Ather III now owns 163,610 shares of Wells Fargo & Co, valued at $3,822,000 using the latest closing price.
Williams Ather III, the Director of Wells Fargo & Co, proposed sale 60,000 shares at $63.70 during a trade that took place back on Oct 16 ’24, which means that Williams Ather III is holding shares at $3,822,000 based on the most recent closing price.
Stock Fundamentals for WFC
Current profitability levels for the company are sitting at:
- 0.35 for the present operating margin
- 1.02 for the gross margin
The net margin for Wells Fargo & Co stands at 0.25. The total capital return value is set at 0.01. Equity return is now at value 11.05, with 1.02 for asset returns.
Based on Wells Fargo & Co (WFC), the company’s capital structure generated 0.49 points at debt to capital in total, while cash flow to debt ratio is standing at 0.1. The debt to equity ratio resting at 0.97. The interest coverage ratio of the stock is 1.28.
Currently, EBITDA for the company is 24.0 billion with net debt to EBITDA at 0.62. When we switch over and look at the enterprise to sales, we see a ratio of 3.02. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.83.
Conclusion
In conclusion, Wells Fargo & Co (WFC) has seen mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high..
