The stock price of PayPal Holdings Inc (NASDAQ: PYPL) has surged by 1.26 when compared to previous closing price of 60.24, but the company has seen a 0.73% gain in its stock price over the last five trading sessions. benzinga.com reported 2025-04-17 that On Thursday, Seaport Global analyst Jeff Cantwell downgraded two companies — PayPal Holdings PYPL and Bill Holdings BILL — as he has lost confidence that either will eventually meet their previously stated guidance in this new paradigm.
Is It Worth Investing in PayPal Holdings Inc (NASDAQ: PYPL) Right Now?
The price-to-earnings ratio for PayPal Holdings Inc (NASDAQ: PYPL) is above average at 15.26x. The 36-month beta value for PYPL is also noteworthy at 1.50. There are mixed opinions on the stock, with 16 analysts rating it as a “buy,” 7 rating it as “overweight,” 23 rating it as “hold,” and 1 rating it as “sell.”
The public float for PYPL is 985.52M, and at present, short sellers hold a 2.87% of that float. The average trading volume of PYPL on April 21, 2025 was 12.89M shares.
PYPL’s Market Performance
The stock of PayPal Holdings Inc (PYPL) has seen a 0.73% increase in the past week, with a -12.86% drop in the past month, and a -31.40% fall in the past quarter. The volatility ratio for the week is 2.90%, and the volatility levels for the past 30 days are at 4.30% for PYPL. The simple moving average for the past 20 days is -4.92% for PYPL’s stock, with a -19.09% simple moving average for the past 200 days.
Analysts’ Opinion of PYPL
Many brokerage firms have already submitted their reports for PYPL stocks, with Seaport Research Partners repeating the rating for PYPL by listing it as a “Sell.” The predicted price for PYPL in the upcoming period, according to Seaport Research Partners is $49 based on the research report published on April 17, 2025 of the current year 2025.
BofA Securities, on the other hand, stated in their research note that they expect to see PYPL reach a price target of $93, previously predicting the price at $103. The rating they have provided for PYPL stocks is “Buy” according to the report published on April 14th, 2025.
DZ Bank gave a rating of “Buy” to PYPL, setting the target price at $92 in the report published on February 28th of the current year.
PYPL Trading at -11.88% from the 50-Day Moving Average
After a stumble in the market that brought PYPL to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -34.87% of loss for the given period.
Volatility was left at 4.30%, however, over the last 30 days, the volatility rate increased by 2.90%, as shares sank -12.44% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -22.98% lower at present.
During the last 5 trading sessions, PYPL rose by +0.73%, which changed the moving average for the period of 200-days by +5.52% in comparison to the 20-day moving average, which settled at $64.16. In addition, PayPal Holdings Inc saw -28.53% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PYPL starting from MCGOVERN GAIL J, who sale 2,446 shares at the price of $72.15 back on Feb 27 ’25. After this action, MCGOVERN GAIL J now owns 29,734 shares of PayPal Holdings Inc, valued at $176,479 using the latest closing price.
MCGOVERN GAIL J, the Director of PayPal Holdings Inc, proposed sale 2,446 shares at $72.15 during a trade that took place back on Feb 27 ’25, which means that MCGOVERN GAIL J is holding shares at $176,479 based on the most recent closing price.
Stock Fundamentals for PYPL
Current profitability levels for the company are sitting at:
- 0.18 for the present operating margin
- 0.43 for the gross margin
The net margin for PayPal Holdings Inc stands at 0.13. The total capital return value is set at 0.17. Equity return is now at value 20.00, with 5.06 for asset returns.
Based on PayPal Holdings Inc (PYPL), the company’s capital structure generated 0.33 points at debt to capital in total, while cash flow to debt ratio is standing at 0.75. The debt to equity ratio resting at 0.48. The interest coverage ratio of the stock is 14.73.
Currently, EBITDA for the company is 6.74 billion with net debt to EBITDA at 0.5. When we switch over and look at the enterprise to sales, we see a ratio of 2.0. The receivables turnover for the company is 0.7for trailing twelve months and the total asset turnover is 0.39. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.26.
Conclusion
In summary, PayPal Holdings Inc (PYPL) has had a bad performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
