HDFC Bank Ltd. ADR (NYSE: HDB)’s stock price has increased by 2.45 compared to its previous closing price of 72.04. However, the company has seen a 9.39% increase in its stock price over the last five trading sessions. reuters.com reported 2025-04-20 that India’s top private lenders ICICI Bank and HDFC Bank rose nearly 2% each to hit record highs on Monday, after their fourth-quarter results inspired confidence in the companies’ ability to deliver strong loan growth and maintain healthy asset quality.
Is It Worth Investing in HDFC Bank Ltd. ADR (NYSE: HDB) Right Now?
HDFC Bank Ltd. ADR (NYSE: HDB) has a price-to-earnings ratio that is above its average at 22.62x. The stock has a 36-month beta value of 0.58. Opinions on the stock are mixed, with 3 analysts rating it as a “buy,” 1 as “overweight,” 0 as “hold,” and 0 as “sell.”
The public float for HDB is 2.55B, and at present, short sellers hold a 0.76% of that float. On April 21, 2025, the average trading volume of HDB was 3.10M shares.
HDB’s Market Performance
The stock of HDFC Bank Ltd. ADR (HDB) has seen a 9.39% increase in the past week, with a 15.83% rise in the past month, and a 26.38% gain in the past quarter. The volatility ratio for the week is 2.62%, and the volatility levels for the past 30 days are at 2.51% for HDB. The simple moving average for the past 20 days is 10.33% for HDB’s stock, with a 18.13% simple moving average for the past 200 days.
HDB Trading at 16.88% from the 50-Day Moving Average
After a stumble in the market that brought HDB to its low price for the period of the last 52 weeks, the company was able to rebound, for now settling with 2.03% of gains for the given period.
Volatility was left at 2.51%, however, over the last 30 days, the volatility rate increased by 2.62%, as shares surge +14.27% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +19.02% upper at present.
During the last 5 trading sessions, HDB rose by +9.28%, which changed the moving average for the period of 200-days by +10.09% in comparison to the 20-day moving average, which settled at $66.89. In addition, HDFC Bank Ltd. ADR saw 15.57% in overturn over a single year, with a tendency to cut further gains.
Stock Fundamentals for HDB
Current profitability levels for the company are sitting at:
- 0.22 for the present operating margin
- 1.0 for the gross margin
The net margin for HDFC Bank Ltd. ADR stands at 0.16. The total capital return value is set at 0.02. Equity return is now at value 14.96, with 1.73 for asset returns.
The debt to equity ratio resting at 1.3. The interest coverage ratio of the stock is 1.06.
Currently, EBITDA for the company is 1.05 trillion with net debt to EBITDA at 6.5. When we switch over and look at the enterprise to sales, we see a ratio of 4.47. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.27.
Conclusion
To sum up, HDFC Bank Ltd. ADR (HDB) has seen a better performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.