The stock of UMB Financial Corp (NASDAQ: UMBF) has increased by 0.51 when compared to last closing price of 91.05. Despite this, the company has experienced a 3.82% gain in its stock price over the last five trading sessions. businesswire.com reported 2025-04-09 that KANSAS CITY, Mo.–(BUSINESS WIRE)–UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the first quarter 2025 after market hours on Tuesday, April 29, 2025. The company plans to host an investor conference call to discuss these results on Wednesday, April 30, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial c.
Is It Worth Investing in UMB Financial Corp (NASDAQ: UMBF) Right Now?
UMB Financial Corp (NASDAQ: UMBF) has a higher price-to-earnings ratio of 10.17x compared to its average ratio, The 36-month beta value for UMBF is at 0.76. Analysts have varying views on the stock, with 3 analysts rating it as a “buy,” 4 rating it as “overweight,” 3 as “hold,” and 0 as “sell.”
The public float for UMBF is 69.53M, and currently, shorts hold a 2.78% of that float. The average trading volume for UMBF on April 18, 2025 was 787.29K shares.
UMBF’s Market Performance
The stock of UMB Financial Corp (UMBF) has seen a 3.82% increase in the past week, with a -11.66% drop in the past month, and a -22.21% fall in the past quarter. The volatility ratio for the week is 3.20%, and the volatility levels for the past 30 days are at 4.53% for UMBF. The simple moving average for the past 20 days is -3.87% for UMBF’s stock, with a -14.30% simple moving average for the past 200 days.
Analysts’ Opinion of UMBF
Many brokerage firms have already submitted their reports for UMBF stocks, with BofA Securities repeating the rating for UMBF by listing it as a “Buy.” The predicted price for UMBF in the upcoming period, according to BofA Securities is $105 based on the research report published on April 16, 2025 of the current year 2025.
Citigroup, on the other hand, stated in their research note that they expect to see UMBF reach a price target of $127, previously predicting the price at $130. The rating they have provided for UMBF stocks is “Neutral” according to the report published on February 03rd, 2025.
RBC Capital Mkts gave a rating of “Sector Perform” to UMBF, setting the target price at $130 in the report published on November 22nd of the previous year.
UMBF Trading at -10.52% from the 50-Day Moving Average
After a stumble in the market that brought UMBF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -29.58% of loss for the given period.
Volatility was left at 4.53%, however, over the last 30 days, the volatility rate increased by 3.20%, as shares sank -10.87% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -22.11% lower at present.
During the last 5 trading sessions, UMBF rose by +3.82%, which changed the moving average for the period of 200-days by +11.06% in comparison to the 20-day moving average, which settled at $95.19. In addition, UMB Financial Corp saw -18.92% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UMBF starting from R C Kemper Jr Charitable Trust, who proposed sale 2,550 shares at the price of $100.19 back on Apr 01 ’25. After this action, R C Kemper Jr Charitable Trust now owns shares of UMB Financial Corp, valued at $255,484 using the latest closing price.
R C Kemper Charitable Trust &, the Affiliate of UMB Financial Corp, proposed sale 1,250 shares at $100.19 during a trade that took place back on Apr 01 ’25, which means that R C Kemper Charitable Trust & is holding shares at $125,238 based on the most recent closing price.
Stock Fundamentals for UMBF
Current profitability levels for the company are sitting at:
- 0.6 for the present operating margin
- 1.0 for the gross margin
The net margin for UMB Financial Corp stands at 0.27. The total capital return value is set at 0.02. Equity return is now at value 13.44, with 0.93 for asset returns.
Based on UMB Financial Corp (UMBF), the company’s capital structure generated 0.1 points at debt to capital in total, while cash flow to debt ratio is standing at 0.58. The debt to equity ratio resting at 0.11. The interest coverage ratio of the stock is 0.84.
When we switch over and look at the enterprise to sales, we see a ratio of 3.97. The receivables turnover for the company is 3.83for trailing twelve months and the total asset turnover is 0.03. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.59.
Conclusion
In conclusion, UMB Financial Corp (UMBF) has had a mixed performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
