The price-to-earnings ratio for NBT Bancorp. Inc (NASDAQ: NBTB) is 13.41x, which is above its average ratio. Moreover, the 36-month beta value for NBTB is 0.59. Analysts have varying opinions on the stock, with 3 analysts rating it as a “buy,” 0 as “overweight,” 3 as “hold,” and 0 as “sell.”
The public float for NBTB is 46.23M and currently, short sellers hold a 3.71% of that float. On April 18, 2025, NBTB’s average trading volume was 235.64K shares.
NBTB) stock’s latest price update
NBT Bancorp. Inc (NASDAQ: NBTB)’s stock price has plunge by 0.45relation to previous closing price of 39.58. Nevertheless, the company has seen a 2.82% surge in its stock price over the last five trading sessions. zacks.com reported 2025-04-04 that Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does NBT Bancorp (NBTB) have what it takes?
NBTB’s Market Performance
NBT Bancorp. Inc (NBTB) has experienced a 2.82% rise in stock performance for the past week, with a -8.51% drop in the past month, and a -15.69% drop in the past quarter. The volatility ratio for the week is 2.95%, and the volatility levels for the past 30 days are at 3.63% for NBTB. The simple moving average for the last 20 days is -3.11% for NBTB stock, with a simple moving average of -13.43% for the last 200 days.
Analysts’ Opinion of NBTB
Many brokerage firms have already submitted their reports for NBTB stocks, with Hovde Group repeating the rating for NBTB by listing it as a “Market Perform.” The predicted price for NBTB in the upcoming period, according to Hovde Group is $50 based on the research report published on March 21, 2025 of the current year 2025.
Stephens, on the other hand, stated in their research note that they expect to see NBTB reach a price target of $53. The rating they have provided for NBTB stocks is “Overweight” according to the report published on January 29th, 2025.
Stephens gave a rating of “Equal-Weight” to NBTB, setting the target price at $49 in the report published on July 25th of the previous year.
NBTB Trading at -9.67% from the 50-Day Moving Average
After a stumble in the market that brought NBTB to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -24.18% of loss for the given period.
Volatility was left at 3.63%, however, over the last 30 days, the volatility rate increased by 2.95%, as shares sank -7.95% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -17.72% lower at present.
During the last 5 trading sessions, NBTB rose by +2.82%, which changed the moving average for the period of 200-days by +4.33% in comparison to the 20-day moving average, which settled at $41.03. In addition, NBT Bancorp. Inc saw -16.75% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at NBTB starting from Kingsley Scott Allen, who purchase 2,000 shares at the price of $44.90 back on Mar 05 ’25. After this action, Kingsley Scott Allen now owns 39,308 shares of NBT Bancorp. Inc, valued at $89,800 using the latest closing price.
Halliday Sarah A, the EVP/President Comm Banking of NBT Bancorp. Inc, sale 5,000 shares at $48.45 during a trade that took place back on Feb 10 ’25, which means that Halliday Sarah A is holding 25,564 shares at $242,250 based on the most recent closing price.
Stock Fundamentals for NBTB
Current profitability levels for the company are sitting at:
- 0.05 for the present operating margin
- 1.0 for the gross margin
The net margin for NBT Bancorp. Inc stands at 0.2. The total capital return value is set at 0.0. Equity return is now at value 9.53, with 1.04 for asset returns.
Based on NBT Bancorp. Inc (NBTB), the company’s capital structure generated 0.15 points at debt to capital in total, while cash flow to debt ratio is standing at 0.7. The debt to equity ratio resting at 0.18. The interest coverage ratio of the stock is 0.21.
When we switch over and look at the enterprise to sales, we see a ratio of 2.7. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.07.
Conclusion
To wrap up, the performance of NBT Bancorp. Inc (NBTB) has been mixed in recent times. The stock has received a mixed of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
