The price-to-earnings ratio for Kaspi.kz JSC ADR (NASDAQ: KSPI) is above average at 7.42x. There are mixed opinions on the stock, with 5 analysts rating it as a “buy,” 2 rating it as “overweight,” 1 rating it as “hold,” and 0 rating it as “sell.”
The public float for KSPI is 143.12M, and at present, short sellers hold a 0.32% of that float. The average trading volume of KSPI on April 18, 2025 was 343.19K shares.
KSPI) stock’s latest price update
Kaspi.kz JSC ADR (NASDAQ: KSPI)’s stock price has soared by 3.62 in relation to previous closing price of 82.59. Nevertheless, the company has seen a gain of 2.64% in its stock price over the last five trading days. seekingalpha.com reported 2025-04-08 that Kaspi is a compelling investment opportunity for those who don’t mind exposure to Kazakhstan, as it’s the country’s dominant fintech service provider. Kaspi has demonstrated robust revenue and earnings growth with high margins despite having well below average valuation multiples. KSPI decided to cut its dividend for 2025, but its ability and motive to pay in the future remain high, so yield chasers should keep it on their watch list.
KSPI’s Market Performance
Kaspi.kz JSC ADR (KSPI) has seen a 2.64% rise in stock performance for the week, with a -11.14% decline in the past month and a -6.81% plunge in the past quarter. The volatility ratio for the week is 3.55%, and the volatility levels for the past 30 days are at 4.37% for KSPI. The simple moving average for the last 20 days is -4.10% for KSPI’s stock, with a simple moving average of -21.01% for the last 200 days.
Analysts’ Opinion of KSPI
Many brokerage firms have already submitted their reports for KSPI stocks, with Citigroup repeating the rating for KSPI by listing it as a “Buy.” The predicted price for KSPI in the upcoming period, according to Citigroup is $140 based on the research report published on November 04, 2024 of the previous year 2024.
JP Morgan, on the other hand, stated in their research note that they expect to see KSPI reach a price target of $159. The rating they have provided for KSPI stocks is “Overweight” according to the report published on March 11th, 2024.
Susquehanna gave a rating of “Positive” to KSPI, setting the target price at $154 in the report published on February 27th of the previous year.
KSPI Trading at -11.07% from the 50-Day Moving Average
After a stumble in the market that brought KSPI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -40.45% of loss for the given period.
Volatility was left at 4.37%, however, over the last 30 days, the volatility rate increased by 3.55%, as shares sank -10.68% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -12.39% lower at present.
During the last 5 trading sessions, KSPI rose by +2.64%, which changed the moving average for the period of 200-days by -33.47% in comparison to the 20-day moving average, which settled at $89.24. In addition, Kaspi.kz JSC ADR saw -9.64% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at KSPI starting from Asia Equity Partners Ltd., who proposed sale 1,000,000 shares at the price of $102.50 back on Dec 18 ’24. After this action, Asia Equity Partners Ltd. now owns shares of Kaspi.kz JSC ADR, valued at $102,500,000 using the latest closing price.
Gardner Douglas W, the Director of Kaspi.kz JSC ADR, proposed sale 1,863 shares at $106.76 during a trade that took place back on Nov 25 ’24, which means that Gardner Douglas W is holding shares at $198,894 based on the most recent closing price.
Stock Fundamentals for KSPI
Current profitability levels for the company are sitting at:
- 0.57 for the present operating margin
- 0.68 for the gross margin
The net margin for Kaspi.kz JSC ADR stands at 0.41. The total capital return value is set at 0.88. Equity return is now at value 83.96, with 14.27 for asset returns.
Based on Kaspi.kz JSC ADR (KSPI), the company’s capital structure generated 0.13 points at debt to capital in total, while cash flow to debt ratio is standing at 2.63. The debt to equity ratio resting at 0.15. The interest coverage ratio of the stock is 9.73.
Currently, EBITDA for the company is 1.27 trillion with net debt to EBITDA at -0.28. When we switch over and look at the enterprise to sales, we see a ratio of 3.22. The receivables turnover for the company is 0.73for trailing twelve months and the total asset turnover is 0.3. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.63.
Conclusion
In summary, Kaspi.kz JSC ADR (KSPI) has had a bad performance as of late. Analysts have bullish opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
