The stock price of LendingClub Corp (NYSE: LC) has jumped by 0.11 compared to previous close of 9.38. Despite this, the company has seen a gain of 1.84% in its stock price over the last five trading days. prnewswire.com reported 2025-04-07 that SAN FRANCISCO, April 7, 2025 /PRNewswire/ — LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America’s leading digital marketplace bank, announced that it will report earnings for the first quarter of 2025 after market closes on Tuesday, April 29, 2025. LendingClub will host a conference call to discuss the first quarter 2025 financial results at 2:00 p.m.
Is It Worth Investing in LendingClub Corp (NYSE: LC) Right Now?
LendingClub Corp (NYSE: LC) has a price-to-earnings ratio that is above its average at 20.65x. The stock has a 36-month beta value of 2.33. Opinions on the stock are mixed, with 5 analysts rating it as a “buy,” 3 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for LC is 110.28M, and at present, short sellers hold a 3.54% of that float. On April 17, 2025, the average trading volume of LC was 1.82M shares.
LC’s Market Performance
LC stock saw a decrease of 1.84% in the past week, with a monthly decline of -15.41% and a quarterly a decrease of -42.50%. The volatility ratio for the week is 5.44%, and the volatility levels for the last 30 days are 7.04% for LendingClub Corp (LC). The simple moving average for the last 20 days is -5.88% for LC’s stock, with a simple moving average of -26.21% for the last 200 days.
Analysts’ Opinion of LC
Many brokerage firms have already submitted their reports for LC stocks, with JP Morgan repeating the rating for LC by listing it as a “Neutral.” The predicted price for LC in the upcoming period, according to JP Morgan is $17 based on the research report published on December 02, 2024 of the previous year 2024.
Maxim Group, on the other hand, stated in their research note that they expect to see LC reach a price target of $19, previously predicting the price at $16. The rating they have provided for LC stocks is “Buy” according to the report published on October 25th, 2024.
Keefe Bruyette gave a rating of “Outperform” to LC, setting the target price at $15 in the report published on October 10th of the previous year.
LC Trading at -17.09% from the 50-Day Moving Average
After a stumble in the market that brought LC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -49.92% of loss for the given period.
Volatility was left at 7.04%, however, over the last 30 days, the volatility rate increased by 5.44%, as shares sank -15.55% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -29.59% lower at present.
During the last 5 trading sessions, LC rose by +1.57%, which changed the moving average for the period of 200-days by +12.29% in comparison to the 20-day moving average, which settled at $9.98. In addition, LendingClub Corp saw -42.00% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LC starting from Sanborn Scott, who sale 5,250 shares at the price of $10.00 back on Apr 09 ’25. After this action, Sanborn Scott now owns 1,303,032 shares of LendingClub Corp, valued at $52,500 using the latest closing price.
SCOTT SANBORN, the Director of LendingClub Corp, proposed sale 5,250 shares at $8.56 during a trade that took place back on Apr 09 ’25, which means that SCOTT SANBORN is holding shares at $44,940 based on the most recent closing price.
Stock Fundamentals for LC
Current profitability levels for the company are sitting at:
- 0.03 for the present operating margin
- 0.66 for the gross margin
The net margin for LendingClub Corp stands at 0.06. The total capital return value is set at 0.0. Equity return is now at value 3.96, with 0.53 for asset returns.
Based on LendingClub Corp (LC), the company’s capital structure generated 0.02 points at debt to capital in total, while cash flow to debt ratio is standing at -92.42. The debt to equity ratio resting at 0.02. The interest coverage ratio of the stock is 0.06.
When we switch over and look at the enterprise to sales, we see a ratio of 0.16. The receivables turnover for the company is 8.78for trailing twelve months and the total asset turnover is 0.09.
Conclusion
To sum up, LendingClub Corp (LC) has seen a mixed performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
