In the past week, USB stock has gone up by 2.80%, with a monthly decline of -7.48% and a quarterly plunge of -20.09%. The volatility ratio for the week is 7.84%, and the volatility levels for the last 30 days are 3.87% for U.S. Bancorp. The simple moving average for the past 20 days is -7.61% for USB’s stock, with a -17.61% simple moving average for the past 200 days.
Is It Worth Investing in U.S. Bancorp (NYSE: USB) Right Now?
The price-to-earnings ratio for U.S. Bancorp (NYSE: USB) is above average at 10.00x. The 36-month beta value for USB is also noteworthy at 1.01. There are mixed opinions on the stock, with 8 analysts rating it as a “buy,” 6 rating it as “overweight,” 10 rating it as “hold,” and 0 rating it as “sell.”
The public float for USB is 1.55B, and at present, short sellers hold a 0.95% of that float. The average trading volume of USB on April 14, 2025 was 12.01M shares.
USB) stock’s latest price update
U.S. Bancorp (NYSE: USB)’s stock price has gone rise by 1.64 in comparison to its previous close of 37.25, however, the company has experienced a 2.80% increase in its stock price over the last five trading days. seekingalpha.com reported 2025-04-13 that Nine out of ten “Safest” BBB dividend dogs are ready to buy, with annual dividends from $1K invested exceeding single share prices. Analysts expect 32.86% to 53.48% net gains from top-ten BBB dogs by April 2026, with an average net gain of 43.38%. Best Buy, LyondellBasell, and Pfizer are among the top projected profit-generating trades based on dividends and target price estimates.
Analysts’ Opinion of USB
Many brokerage firms have already submitted their reports for USB stocks, with Wolfe Research repeating the rating for USB by listing it as a “Outperform.” The predicted price for USB in the upcoming period, according to Wolfe Research is $49 based on the research report published on April 03, 2025 of the current year 2025.
JP Morgan, on the other hand, stated in their research note that they expect to see USB reach a price target of $43.50. The rating they have provided for USB stocks is “Underweight” according to the report published on April 03rd, 2025.
Piper Sandler gave a rating of “Overweight” to USB, setting the target price at $58 in the report published on January 13th of the current year.
USB Trading at -13.66% from the 50-Day Moving Average
After a stumble in the market that brought USB to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -29.86% of loss for the given period.
Volatility was left at 3.87%, however, over the last 30 days, the volatility rate increased by 7.84%, as shares sank -9.90% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -21.12% lower at present.
During the last 5 trading sessions, USB rose by +2.80%, which changed the moving average for the period of 200-days by -5.40% in comparison to the 20-day moving average, which settled at $40.98. In addition, U.S. Bancorp saw -20.84% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at USB starting from Roy Arijit, who sale 2,237 shares at the price of $43.67 back on Mar 07 ’25. After this action, Roy Arijit now owns 39,994 shares of U.S. Bancorp, valued at $97,701 using the latest closing price.
Roy Arijit, the Officer of U.S. Bancorp, proposed sale 2,237 shares at $43.68 during a trade that took place back on Mar 07 ’25, which means that Roy Arijit is holding shares at $97,701 based on the most recent closing price.
Stock Fundamentals for USB
Current profitability levels for the company are sitting at:
- 0.25 for the present operating margin
- 1.0 for the gross margin
The net margin for U.S. Bancorp stands at 0.18. The total capital return value is set at 0.06. Equity return is now at value 11.00, with 0.93 for asset returns.
Based on U.S. Bancorp (USB), the company’s capital structure generated 0.56 points at debt to capital in total, while cash flow to debt ratio is standing at 0.08. The debt to equity ratio resting at 1.26. The interest coverage ratio of the stock is 0.55.
Currently, EBITDA for the company is 8.02 billion with net debt to EBITDA at 2.01. When we switch over and look at the enterprise to sales, we see a ratio of 2.21. The receivables turnover for the company is 4.16for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.17.
Conclusion
In summary, U.S. Bancorp (USB) has had a bad performance as of late. Analysts have bullish opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
