UMB Financial Corp (NASDAQ: UMBF)’s stock price has gone decline by -3.85 in comparison to its previous close of 88.14, however, the company has experienced a -2.45% decrease in its stock price over the last five trading days. businesswire.com reported 2025-04-09 that KANSAS CITY, Mo.–(BUSINESS WIRE)–UMB Financial Corporation (Nasdaq: UMBF), a financial services company, will release earnings results for the first quarter 2025 after market hours on Tuesday, April 29, 2025. The company plans to host an investor conference call to discuss these results on Wednesday, April 30, at 8:30 a.m. (CT) / 9:30 a.m. (ET). Interested parties may access the call by dialing (toll-free) 833-470-1428 or (international) 404-975-4839 and requesting to join the UMB Financial c.
Is It Worth Investing in UMB Financial Corp (NASDAQ: UMBF) Right Now?
The price-to-earnings ratio for UMB Financial Corp (NASDAQ: UMBF) is above average at 9.42x. The 36-month beta value for UMBF is also noteworthy at 0.77. There are mixed opinions on the stock, with 2 analysts rating it as a “buy,” 4 rating it as “overweight,” 3 rating it as “hold,” and 0 rating it as “sell.”
The public float for UMBF is 69.53M, and at present, short sellers hold a 2.78% of that float. The average trading volume of UMBF on April 11, 2025 was 767.67K shares.
UMBF’s Market Performance
UMBF stock saw a decrease of -2.45% in the past week, with a monthly decline of -13.69% and a quarterly a decrease of -22.79%. The volatility ratio for the week is 8.74%, and the volatility levels for the last 30 days are 4.50% for UMB Financial Corp (UMBF). The simple moving average for the past 20 days is -13.12% for UMBF’s stock, with a -20.51% simple moving average for the past 200 days.
Analysts’ Opinion of UMBF
Many brokerage firms have already submitted their reports for UMBF stocks, with Citigroup repeating the rating for UMBF by listing it as a “Neutral.” The predicted price for UMBF in the upcoming period, according to Citigroup is $127 based on the research report published on February 03, 2025 of the current year 2025.
RBC Capital Mkts, on the other hand, stated in their research note that they expect to see UMBF reach a price target of $130. The rating they have provided for UMBF stocks is “Sector Perform” according to the report published on November 22nd, 2024.
Morgan Stanley gave a rating of “Overweight” to UMBF, setting the target price at $156 in the report published on November 21st of the previous year.
UMBF Trading at -18.71% from the 50-Day Moving Average
After a stumble in the market that brought UMBF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -34.78% of loss for the given period.
Volatility was left at 4.50%, however, over the last 30 days, the volatility rate increased by 8.74%, as shares sank -15.90% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -29.10% lower at present.
During the last 5 trading sessions, UMBF fell by -1.82%, which changed the moving average for the period of 200-days by +5.43% in comparison to the 20-day moving average, which settled at $97.57. In addition, UMB Financial Corp saw -24.91% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UMBF starting from R C Kemper Jr Charitable Trust, who proposed sale 2,550 shares at the price of $100.19 back on Apr 01 ’25. After this action, R C Kemper Jr Charitable Trust now owns shares of UMB Financial Corp, valued at $255,484 using the latest closing price.
R C Kemper Charitable Trust &, the Affiliate of UMB Financial Corp, proposed sale 1,250 shares at $100.19 during a trade that took place back on Apr 01 ’25, which means that R C Kemper Charitable Trust & is holding shares at $125,238 based on the most recent closing price.
Stock Fundamentals for UMBF
Current profitability levels for the company are sitting at:
- 0.6 for the present operating margin
- 1.0 for the gross margin
The net margin for UMB Financial Corp stands at 0.27. The total capital return value is set at 0.02. Equity return is now at value 13.44, with 0.93 for asset returns.
Based on UMB Financial Corp (UMBF), the company’s capital structure generated 0.1 points at debt to capital in total, while cash flow to debt ratio is standing at 0.58. The debt to equity ratio resting at 0.11. The interest coverage ratio of the stock is 0.84.
When we switch over and look at the enterprise to sales, we see a ratio of 3.69. The receivables turnover for the company is 3.83for trailing twelve months and the total asset turnover is 0.03. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.59.
Conclusion
In summary, UMB Financial Corp (UMBF) has had a bad performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
