OppFi Inc (NYSE: OPFI)’s stock price has gone decline by -3.48 in comparison to its previous close of 8.33, however, the company has experienced a 0.29% increase in its stock price over the last five trading days. zacks.com reported 2025-04-11 that Here is how Information Services Group (III) and OppFi Inc. (OPFI) have performed compared to their sector so far this year.
Is It Worth Investing in OppFi Inc (NYSE: OPFI) Right Now?
OppFi Inc (NYSE: OPFI) has a higher price-to-earnings ratio of 41.85x compared to its average ratio. OPFI has 36-month beta value of 1.60. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy,” 0 as “overweight,” 1 as “hold,” and 0 as “sell.”
The public float for OPFI is 22.07M, and currently, short sellers hold a 23.38% ratio of that float. The average trading volume of OPFI on April 11, 2025 was 2.06M shares.
OPFI’s Market Performance
The stock of OppFi Inc (OPFI) has seen a 0.29% increase in the past week, with a -6.60% drop in the past month, and a -10.72% fall in the past quarter. The volatility ratio for the week is 10.96%, and the volatility levels for the past 30 days are at 7.44% for OPFI.. The simple moving average for the past 20 days is -10.81% for OPFI’s stock, with a 16.26% simple moving average for the past 200 days.
Analysts’ Opinion of OPFI
Needham, on the other hand, stated in their research note that they expect to see OPFI reach a price target of $10. The rating they have provided for OPFI stocks is “Buy” according to the report published on August 17th, 2021.
OPFI Trading at -23.33% from the 50-Day Moving Average
After a stumble in the market that brought OPFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -53.21% of loss for the given period.
Volatility was left at 7.44%, however, over the last 30 days, the volatility rate increased by 10.96%, as shares sank -12.65% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -41.49% lower at present.
During the last 5 trading sessions, OPFI fell by -2.30%, which changed the moving average for the period of 200-days by +139.76% in comparison to the 20-day moving average, which settled at $9.25. In addition, OppFi Inc saw 8.28% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at OPFI starting from McKay Christopher J., who proposed sale 10,380 shares at the price of $8.40 back on Apr 10 ’25. After this action, McKay Christopher J. now owns shares of OppFi Inc, valued at $87,192 using the latest closing price.
McKay Christopher J., the Chief Risk & Analytics Officer of OppFi Inc, sale 10,377 shares at $8.29 during a trade that took place back on Apr 08 ’25, which means that McKay Christopher J. is holding 217,044 shares at $86,025 based on the most recent closing price.
Stock Fundamentals for OPFI
Current profitability levels for the company are sitting at:
- 0.18 for the present operating margin
- 0.8 for the gross margin
The net margin for OppFi Inc stands at 0.16. The total capital return value is set at 0.16. Equity return is now at value 33.59, with 1.17 for asset returns.
Based on OppFi Inc (OPFI), the company’s capital structure generated 0.59 points at debt to capital in total, while cash flow to debt ratio is standing at 0.98. The debt to equity ratio resting at 1.42. The interest coverage ratio of the stock is 0.52.
Currently, EBITDA for the company is 308.6 million with net debt to EBITDA at 1.48. When we switch over and look at the enterprise to sales, we see a ratio of 1.84. The receivables turnover for the company is 1.11for trailing twelve months and the total asset turnover is 0.82.
Conclusion
To put it simply, OppFi Inc (OPFI) has had a mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
