Examining the Volatility of M & T Bank Corp’s (MTB) Stock

The stock of M & T Bank Corp (MTB) has gone down by -3.14% for the week, with a -8.04% drop in the past month and a -17.21% drop in the past quarter. The volatility ratio for the week is 7.58%, and the volatility levels for the past 30 days are 3.65% for MTB.. The simple moving average for the past 20 days is -8.44% for MTB’s stock, with a -13.59% simple moving average for the past 200 days.

Is It Worth Investing in M & T Bank Corp (NYSE: MTB) Right Now?

M & T Bank Corp (NYSE: MTB) has a price-to-earnings ratio of 10.81x that is above its average ratio. Additionally, the 36-month beta value for MTB is 0.58. There are mixed opinions on the stock, with 7 analysts rating it as a “buy,” 3 rating it as “overweight,” 9 rating it as “hold,” and 1 rating it as “sell.”

The public float for MTB is 163.60M and currently, short sellers hold a 1.92% ratio of that float. The average trading volume of MTB on April 10, 2025 was 1.45M shares.

MTB) stock’s latest price update

M & T Bank Corp (NYSE: MTB)’s stock price has dropped by -5.85 in relation to previous closing price of 168.06. Nevertheless, the company has seen a loss of -3.14% in its stock price over the last five trading days. zacks.com reported 2025-04-09 that Besides Wall Street’s top -and-bottom-line estimates for M&T Bank (MTB), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025.

Analysts’ Opinion of MTB

Many brokerage firms have already submitted their reports for MTB stocks, with JP Morgan repeating the rating for MTB by listing it as a “Neutral.” The predicted price for MTB in the upcoming period, according to JP Morgan is $223.50 based on the research report published on December 04, 2024 of the previous year 2024.

Citigroup, on the other hand, stated in their research note that they expect to see MTB reach a price target of $230, previously predicting the price at $220. The rating they have provided for MTB stocks is “Neutral” according to the report published on November 25th, 2024.

Wolfe Research gave a rating of “Outperform” to MTB, setting the target price at $210 in the report published on October 04th of the previous year.

MTB Trading at -13.83% from the 50-Day Moving Average

After a stumble in the market that brought MTB to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -29.89% of loss for the given period.

Volatility was left at 3.65%, however, over the last 30 days, the volatility rate increased by 7.58%, as shares sank -7.45% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -21.26% lower at present.

During the last 5 trading sessions, MTB fell by -3.42%, which changed the moving average for the period of 200-days by +5.46% in comparison to the 20-day moving average, which settled at $172.79. In addition, M & T Bank Corp saw -15.84% in overturn over a single year, with a tendency to cut further losses.

Insider Trading

Reports are indicating that there were more than several insider trading activities at MTB starting from KAY CHRISTOPHER E, who sale 1,738 shares at the price of $172.34 back on Mar 12 ’25. After this action, KAY CHRISTOPHER E now owns 10,751 shares of M & T Bank Corp, valued at $299,527 using the latest closing price.

KAY CHRISTOPHER E, the Officer of M & T Bank Corp, proposed sale 1,738 shares at $172.34 during a trade that took place back on Mar 12 ’25, which means that KAY CHRISTOPHER E is holding shares at $299,528 based on the most recent closing price.

Stock Fundamentals for MTB

Current profitability levels for the company are sitting at:

  • 0.3 for the present operating margin
  • 1.0 for the gross margin

The net margin for M & T Bank Corp stands at 0.28. The total capital return value is set at 0.01. Equity return is now at value 9.23, with 1.24 for asset returns.

Based on M & T Bank Corp (MTB), the company’s capital structure generated 0.32 points at debt to capital in total, while cash flow to debt ratio is standing at 0.24. The debt to equity ratio resting at 0.47. The interest coverage ratio of the stock is 0.67.

When we switch over and look at the enterprise to sales, we see a ratio of 2.03. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.32.

Conclusion

In conclusion, M & T Bank Corp (MTB) has seen bad performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.

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