The stock of X Financial ADR (NYSE: XYF) has decreased by -17.21 when compared to last closing price of 15.40.Despite this, the company has seen a loss of -19.81% in its stock price over the last five trading days. seekingalpha.com reported 2025-03-20 that X Financial (NYSE:XYF ) Q4 2024 Earnings Conference Call March 20, 2025 7:00 AM ET Company Participants Victoria Yu – Investor Relations Manager Kent Li – President Frank Fuya Zheng – Chief Financial Officer Noah Kauffman – Lead-U.S. Capital Markets, Investor Relations and Strategic Financing Initiatives Conference Call Participants Mason Bourne – AWH Capital Operator Hello, and welcome to the X Financial Fourth Quarter 2024 Earnings Conference Call. All participants will be in listen-only mode.
Is It Worth Investing in X Financial ADR (NYSE: XYF) Right Now?
X Financial ADR (NYSE: XYF) has a higher price-to-earnings ratio of 2.92x compared to its average ratio. XYF has 36-month beta value of 0.02. Analysts have mixed views on the stock, with 0 analysts rating it as a “buy,” 0 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for XYF is 32.66M, and currently, short sellers hold a 0.15% ratio of that float. The average trading volume of XYF on April 07, 2025 was 159.14K shares.
XYF’s Market Performance
XYF’s stock has seen a -19.81% decrease for the week, with a 15.38% rise in the past month and a 51.61% gain in the past quarter. The volatility ratio for the week is 10.26%, and the volatility levels for the past 30 days are at 9.45% for X Financial ADR The simple moving average for the past 20 days is -5.00% for XYF’s stock, with a 77.57% simple moving average for the past 200 days.
XYF Trading at 16.77% from the 50-Day Moving Average
After a stumble in the market that brought XYF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -27.97% of loss for the given period.
Volatility was left at 9.45%, however, over the last 30 days, the volatility rate increased by 10.26%, as shares surge +10.97% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +67.54% upper at present.
During the last 5 trading sessions, XYF fell by -19.81%, which changed the moving average for the period of 200-days by +192.43% in comparison to the 20-day moving average, which settled at $13.42. In addition, X Financial ADR saw 53.06% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at XYF starting from Cheng Shaoyong, who proposed sale 10,000 shares at the price of $8.25 back on Dec 13 ’24. After this action, Cheng Shaoyong now owns shares of X Financial ADR, valued at $82,500 using the latest closing price.
Stock Fundamentals for XYF
Current profitability levels for the company are sitting at:
- -0.07 for the present operating margin
- 0.08 for the gross margin
The net margin for X Financial ADR stands at 0.49. The total capital return value is set at -0.02. Equity return is now at value 24.08, with 13.12 for asset returns.
The debt to equity ratio resting at 0.06. The interest coverage ratio of the stock is -0.32.
When we switch over and look at the enterprise to sales, we see a ratio of -0.59. The receivables turnover for the company is 1.6for trailing twelve months and the total asset turnover is 0.24.
Conclusion
To put it simply, X Financial ADR (XYF) has had a better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
