Nu Holdings Ltd (NYSE: NU)’s stock price has decreased by -6.52 compared to its previous closing price of 10.27. However, the company has seen a -7.25% decrease in its stock price over the last five trading sessions. fool.com reported 2025-04-06 that Investors often dream of finding a fast-growing stock early and earning massive gains over time. While such a feat is possible, finding a stock that can grow fivefold in five years is no easy task.
Is It Worth Investing in Nu Holdings Ltd (NYSE: NU) Right Now?
Nu Holdings Ltd (NYSE: NU) has a price-to-earnings ratio that is above its average at 23.80x. The stock has a 36-month beta value of 1.12. Opinions on the stock are mixed, with 7 analysts rating it as a “buy,” 3 as “overweight,” 7 as “hold,” and 2 as “sell.”
The public float for NU is 3.15B, and at present, short sellers hold a 5.37% of that float. On April 07, 2025, the average trading volume of NU was 52.15M shares.
NU’s Market Performance
The stock of Nu Holdings Ltd (NU) has seen a -7.25% decrease in the past week, with a -9.86% drop in the past month, and a -9.69% fall in the past quarter. The volatility ratio for the week is 5.66%, and the volatility levels for the past 30 days are at 5.00% for NU. The simple moving average for the past 20 days is -12.29% for NU’s stock, with a -25.03% simple moving average for the past 200 days.
Analysts’ Opinion of NU
Many brokerage firms have already submitted their reports for NU stocks, with Citigroup repeating the rating for NU by listing it as a “Sell.” The predicted price for NU in the upcoming period, according to Citigroup is $11 based on the research report published on December 02, 2024 of the previous year 2024.
UBS gave a rating of “Neutral” to NU, setting the target price at $13.50 in the report published on August 02nd of the previous year.
NU Trading at -18.94% from the 50-Day Moving Average
After a stumble in the market that brought NU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -40.54% of loss for the given period.
Volatility was left at 5.00%, however, over the last 30 days, the volatility rate increased by 5.66%, as shares sank -11.19% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -21.25% lower at present.
During the last 5 trading sessions, NU fell by -7.25%, which changed the moving average for the period of 200-days by -18.85% in comparison to the 20-day moving average, which settled at $10.95. In addition, Nu Holdings Ltd saw -7.34% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at NU starting from JAGPREET SINGH DUGGAL, who proposed sale 83,095 shares at the price of $11.12 back on Mar 27 ’25. After this action, JAGPREET SINGH DUGGAL now owns shares of Nu Holdings Ltd, valued at $924,091 using the latest closing price.
Duggal Jagpreet Singh, the Officer of Nu Holdings Ltd, proposed sale 83,405 shares at $12.00 during a trade that took place back on Mar 14 ’25, which means that Duggal Jagpreet Singh is holding shares at $1,000,592 based on the most recent closing price.
Stock Fundamentals for NU
Current profitability levels for the company are sitting at:
- 0.24 for the present operating margin
- 0.46 for the gross margin
The net margin for Nu Holdings Ltd stands at 0.17. The total capital return value is set at 0.06. Equity return is now at value 28.07, with 4.23 for asset returns.
Based on Nu Holdings Ltd (NU), the company’s capital structure generated 0.18 points at debt to capital in total, while cash flow to debt ratio is standing at 1.39. The debt to equity ratio resting at 0.23. The interest coverage ratio of the stock is 0.99.
Currently, EBITDA for the company is 2.87 billion with net debt to EBITDA at -2.6. When we switch over and look at the enterprise to sales, we see a ratio of 3.34.
Conclusion
To sum up, Nu Holdings Ltd (NU) has seen a bad performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
