TransUnion (NYSE: TRU)’s stock price has increased by 1.05 compared to its previous closing price of 82.99. However, the company has seen a -4.33% decrease in its stock price over the last five trading sessions. globenewswire.com reported 2025-04-01 that The acquisition meets growing demand for personalized credit experiences online The acquisition meets growing demand for personalized credit experiences online
Is It Worth Investing in TransUnion (NYSE: TRU) Right Now?
The price-to-earnings ratio for TransUnion (NYSE: TRU) is 57.85x, which is above its average ratio. Moreover, the 36-month beta value for TRU is 1.67. Analysts have varying opinions on the stock, with 9 analysts rating it as a “buy,” 5 as “overweight,” 4 as “hold,” and 0 as “sell.”
The public float for TRU is 193.76M and currently, short sellers hold a 2.78% of that float. On April 02, 2025, TRU’s average trading volume was 1.75M shares.
TRU’s Market Performance
TRU’s stock has seen a -4.33% decrease for the week, with a -6.65% drop in the past month and a -10.49% fall in the past quarter. The volatility ratio for the week is 3.40%, and the volatility levels for the past 30 days are at 3.46% for TransUnion The simple moving average for the past 20 days is -0.92% for TRU’s stock, with a -9.95% simple moving average for the past 200 days.
Analysts’ Opinion of TRU
Many brokerage firms have already submitted their reports for TRU stocks, with Wolfe Research repeating the rating for TRU by listing it as a “Outperform.” The predicted price for TRU in the upcoming period, according to Wolfe Research is $130 based on the research report published on October 10, 2024 of the previous year 2024.
UBS, on the other hand, stated in their research note that they expect to see TRU reach a price target of $110. The rating they have provided for TRU stocks is “Neutral” according to the report published on October 01st, 2024.
TRU Trading at -7.99% from the 50-Day Moving Average
After a stumble in the market that brought TRU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -25.90% of loss for the given period.
Volatility was left at 3.46%, however, over the last 30 days, the volatility rate increased by 3.40%, as shares sank -4.80% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -12.02% lower at present.
During the last 5 trading sessions, TRU fell by -4.33%, which changed the moving average for the period of 200-days by +10.74% in comparison to the 20-day moving average, which settled at $84.64. In addition, TransUnion saw -9.55% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at TRU starting from Martin Timothy J, who proposed sale 2,500 shares at the price of $83.31 back on Apr 01 ’25. After this action, Martin Timothy J now owns shares of TransUnion, valued at $208,275 using the latest closing price.
CHAOUKI STEVEN M, the Officer of TransUnion, proposed sale 1,000 shares at $83.31 during a trade that took place back on Apr 01 ’25, which means that CHAOUKI STEVEN M is holding shares at $83,310 based on the most recent closing price.
Stock Fundamentals for TRU
Current profitability levels for the company are sitting at:
- 0.16 for the present operating margin
- 0.6 for the gross margin
The net margin for TransUnion stands at 0.07. The total capital return value is set at 0.07. Equity return is now at value 6.91, with 2.57 for asset returns.
Based on TransUnion (TRU), the company’s capital structure generated 0.55 points at debt to capital in total, while cash flow to debt ratio is standing at 0.16. The debt to equity ratio resting at 1.24. The interest coverage ratio of the stock is 2.51.
Currently, EBITDA for the company is 1.2 billion with net debt to EBITDA at 3.76. When we switch over and look at the enterprise to sales, we see a ratio of 4.99. The receivables turnover for the company is 5.24for trailing twelve months and the total asset turnover is 0.38. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.70.
Conclusion
To wrap up, the performance of TransUnion (TRU) has been bad in recent times. The stock has received a bullish of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
