Moreover, the 36-month beta value for PGY is 5.92. Analysts have varying opinions on the stock, with 6 analysts rating it as a “buy,” 2 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for PGY is 38.96M and currently, short sellers hold a 21.57% of that float. On April 02, 2025, PGY’s average trading volume was 2.48M shares.
PGY) stock’s latest price update
The stock price of Pagaya Technologies Ltd (NASDAQ: PGY) has surged by 1.61 when compared to previous closing price of 10.56, but the company has seen a -8.91% decline in its stock price over the last five trading sessions. seekingalpha.com reported 2025-03-29 that Pagaya Technologies is improving its financial health by writing off bad loans from 2021-2023 and expects GAAP profitability by 2025. The company reported record network volume and revenue growth, with improved credit underwriting and funding diversification boosting investor confidence. Despite past write-offs, Pagaya’s enhanced AI-driven underwriting model and strong funding partnerships position it for significant upside in a stable macro environment.
PGY’s Market Performance
Pagaya Technologies Ltd (PGY) has seen a -8.91% fall in stock performance for the week, with a -2.10% decline in the past month and a 12.83% surge in the past quarter. The volatility ratio for the week is 8.47%, and the volatility levels for the past 30 days are at 7.87% for PGY. The simple moving average for the last 20 days is -1.80% for PGY stock, with a simple moving average of -7.71% for the last 200 days.
Analysts’ Opinion of PGY
Many brokerage firms have already submitted their reports for PGY stocks, with Citigroup repeating the rating for PGY by listing it as a “Buy.” The predicted price for PGY in the upcoming period, according to Citigroup is $14.50 based on the research report published on February 07, 2025 of the current year 2025.
UBS, on the other hand, stated in their research note that they expect to see PGY reach a price target of $11. The rating they have provided for PGY stocks is “Neutral” according to the report published on December 20th, 2024.
Oppenheimer gave a rating of “Outperform” to PGY, setting the target price at $12 in the report published on October 01st of the previous year.
PGY Trading at -6.86% from the 50-Day Moving Average
After a stumble in the market that brought PGY to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -44.11% of loss for the given period.
Volatility was left at 7.87%, however, over the last 30 days, the volatility rate increased by 8.47%, as shares sank -7.55% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +14.89% upper at present.
During the last 5 trading sessions, PGY fell by -9.59%, which changed the moving average for the period of 200-days by -17.31% in comparison to the 20-day moving average, which settled at $10.92. In addition, Pagaya Technologies Ltd saw 15.50% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PGY starting from Rosen Tami, who sale 35,369 shares at the price of $15.00 back on Feb 13 ’25. After this action, Rosen Tami now owns 38,181 shares of Pagaya Technologies Ltd, valued at $530,535 using the latest closing price.
TAMI ROSEN, the Director of Pagaya Technologies Ltd, proposed sale 35,369 shares at $11.78 during a trade that took place back on Feb 13 ’25, which means that TAMI ROSEN is holding shares at $416,647 based on the most recent closing price.
Stock Fundamentals for PGY
Current profitability levels for the company are sitting at:
- 0.06 for the present operating margin
- 0.41 for the gross margin
The net margin for Pagaya Technologies Ltd stands at -0.4. The total capital return value is set at 0.05. Equity return is now at value -90.59, with -31.88 for asset returns.
Based on Pagaya Technologies Ltd (PGY), the company’s capital structure generated 0.68 points at debt to capital in total, while cash flow to debt ratio is standing at 0.1.
Currently, EBITDA for the company is 67.89 million with net debt to EBITDA at 6.47. When we switch over and look at the enterprise to sales, we see a ratio of 1.3. The receivables turnover for the company is 7.88for trailing twelve months and the total asset turnover is 0.78. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.80.
Conclusion
To wrap up, the performance of Pagaya Technologies Ltd (PGY) has been mixed in recent times. The stock has received a bullish of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
