In the past week, DFS stock has gone up by 0.34%, with a monthly decline of -12.55% and a quarterly plunge of -3.52%. The volatility ratio for the week is 4.12%, and the volatility levels for the last 30 days are 4.50% for Discover Financial Services. The simple moving average for the past 20 days is 3.36% for DFS’s stock, with a 8.05% simple moving average for the past 200 days.
Is It Worth Investing in Discover Financial Services (NYSE: DFS) Right Now?
Discover Financial Services (NYSE: DFS) has a higher price-to-earnings ratio of 10.96x compared to its average ratio, The 36-month beta value for DFS is at 1.22. Analysts have varying views on the stock, with 5 analysts rating it as a “buy,” 3 rating it as “overweight,” 10 as “hold,” and 0 as “sell.”
The public float for DFS is 250.16M, and currently, shorts hold a 2.16% of that float. The average trading volume for DFS on April 01, 2025 was 1.94M shares.
DFS) stock’s latest price update
The stock price of Discover Financial Services (NYSE: DFS) has jumped by 7.54 compared to previous close of 158.73. Despite this, the company has seen a gain of 0.34% in its stock price over the last five trading days. https://247wallst.com reported 2025-03-31 that While there was a time when credit cards were used to make large purchases and push off the balance, there are a few better ways to use cards these days. The cash-back option is now the smartest way to use a credit card today, where you can earn “free” money just for shopping as you usually would. Key Points The first cash-back credit card appeared back in the 1980s. Today, this card type is arguably the most popular on the market. The hope is that if used properly, you can earn hundreds of dollars a year in rewards. The right cash back credit card can earn you hundreds, or thousands of dollars a year for free. Our top pick pays up to 5% cash back, a $200 bonus on top, and $0 annual fee. Click here to apply now (Sponsor) Cash-back credit cards, first introduced in 1986 with the Discover Card by Sears, have taken the credit world by storm. The idea that you can earn money back, often with no limit and no timetables, has made it super attractive to use this type of credit card and earn as much as possible with a few helpful tips. Take Advantage of Sign-Up Offers First and foremost, if you’re looking at a new cash-back credit card, taking advantage of a sign-up bonus should be the first thing you do. In many cases, you can spend as little as $500 in the first 3 months or as much as $3,000 and earn between $200 and $300 in cash-back rewards. Right now, one of the most popular card options offers a $250 bonus if you spend just $500 in the first three months. This couldn’t be any more attractive of an offer as there is a good chance you’ll go well past the $500 minimum if you’re anything like me. Using Multiple Cards This tip may be a tough sell for some people who want to limit the number of credit cards in their wallets, but using multiple cash-back cards can help you boost your cash-back bonus. In this case, you might want to use a cash-back card that gives you 6% for every grocery store visit. In these cases, you can quickly rack up reward dollars if you spend just a few hundred dollars monthly at a grocery store. In addition, you can utilize a cash-back card that gets 3% back on restaurant and take-out orders and another card that offers 3% cash-back at gas stations. Using this strategy, you can create a wallet that maximizes cash-back rewards and earns the maximum monthly money. Look At Rotating Categories This tip undoubtedly involves using multiple cards, but a few popular credit cards offer rotating cash-back categories. You can consider using just one credit card for a specific shopping purpose, like groceries, online shopping, or gas stations, and earn 5% for three months. If you partner a rotating category card with other cards in your wallet, you will likely earn the maximum cash-back rewards yearly. Assuming you max out the amount of $1,500 in spending every quarter with one of the card options that offers this bonus level, you’d earn $75 per quarter, or $300 in cash-back bonuses, just by using these cards every quarter where possible. Track Your Spending While many of the most common tips around using cash-back credit cards surround looking at the cards themselves, it’s okay to step back and see exactly where you are spending. If you can break down your budget based on where you are paying the most, like a grocery, Amazon, Target, Walmart, etc., you can put together a wallet of cash-back cards to help you maximize your earning potential. Shopping Portals Another underrated tip that often flies under the radar is using the shopping portal from the credit card company of your choice. With hundreds, potentially even thousands of stores available, you can look at card-linked offers that often come with cash-back bonuses from the retailers themselves, which can go right to the cash-back balance on your card. Redeem As Statement Credit In my case, we often use cash-back rewards to help purchase gifts for the family around the holiday season after collecting them all year, but this isn’t the right path for everyone. A very smart tip suggests using your cash-back rewards to help pay down your statement balance. It’s basically “free” money, so whatever you apply to the balance is money you aren’t paying out of pocket. Reminder: Pay On Time If you’re able, paying off the cash-back balance of your credit card every month is the ideal scenario, but even if you don’t pay the entire balance, make sure you pay on time. The last thing you want is to collect a lot of cash-back rewards only to earn interest that negates all the work you have done for rewards. The post The Best Tips To Make A Cash Back Card Even More Valuable To You appeared first on 24/7 Wall St.
Analysts’ Opinion of DFS
Many brokerage firms have already submitted their reports for DFS stocks, with UBS repeating the rating for DFS by listing it as a “Buy.” The predicted price for DFS in the upcoming period, according to UBS is $239 based on the research report published on January 13, 2025 of the current year 2025.
Barclays, on the other hand, stated in their research note that they expect to see DFS reach a price target of $186, previously predicting the price at $137. The rating they have provided for DFS stocks is “Overweight” according to the report published on January 06th, 2025.
DFS Trading at -7.15% from the 50-Day Moving Average
After a stumble in the market that brought DFS to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -17.04% of loss for the given period.
Volatility was left at 4.50%, however, over the last 30 days, the volatility rate increased by 4.12%, as shares sank -10.29% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -7.75% lower at present.
During the last 5 trading sessions, DFS rose by +0.34%, which changed the moving average for the period of 200-days by +40.22% in comparison to the 20-day moving average, which settled at $165.15. In addition, Discover Financial Services saw -1.46% in overturn over a single year, with a tendency to cut further losses.
Stock Fundamentals for DFS
Current profitability levels for the company are sitting at:
- 0.27 for the present operating margin
- 0.94 for the gross margin
The net margin for Discover Financial Services stands at 0.2. The total capital return value is set at 0.13. Equity return is now at value 24.68, with 2.65 for asset returns.
Based on Discover Financial Services (DFS), the company’s capital structure generated 0.48 points at debt to capital in total, while cash flow to debt ratio is standing at 0.52. The debt to equity ratio resting at 0.91. The interest coverage ratio of the stock is 1.28.
When we switch over and look at the enterprise to sales, we see a ratio of 2.51. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.05.
Conclusion
In conclusion, Discover Financial Services (DFS) has had a mixed performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
