SoFi Technologies Inc (NASDAQ: SOFI)’s stock price has plunge by -2.87relation to previous closing price of 12.20. Nevertheless, the company has seen a -7.93% plunge in its stock price over the last five trading sessions. fool.com reported 2025-03-28 that In this video, I will talk about the recent updates regarding SoFi and PayPal (PYPL -4.07%). Watch the short video to learn more, consider subscribing, and click the special offer link below.
Is It Worth Investing in SoFi Technologies Inc (NASDAQ: SOFI) Right Now?
SoFi Technologies Inc (NASDAQ: SOFI) has a price-to-earnings ratio of 31.01x that is above its average ratio. Additionally, the 36-month beta value for SOFI is 1.85. There are mixed opinions on the stock, with 4 analysts rating it as a “buy,” 1 rating it as “overweight,” 9 rating it as “hold,” and 3 rating it as “sell.”
The public float for SOFI is 1.07B and currently, short sellers hold a 12.93% ratio of that float. The average trading volume of SOFI on March 31, 2025 was 46.12M shares.
SOFI’s Market Performance
SOFI’s stock has seen a -7.93% decrease for the week, with a -15.78% drop in the past month and a -26.03% fall in the past quarter. The volatility ratio for the week is 4.65%, and the volatility levels for the past 30 days are at 6.07% for SoFi Technologies Inc The simple moving average for the past 20 days is -5.15% for SOFI’s stock, with a 6.04% simple moving average for the past 200 days.
Analysts’ Opinion of SOFI
Keefe Bruyette, on the other hand, stated in their research note that they expect to see SOFI reach a price target of $8, previously predicting the price at $7. The rating they have provided for SOFI stocks is “Underperform” according to the report published on January 02nd, 2025.
BofA Securities gave a rating of “Underperform” to SOFI, setting the target price at $12 in the report published on December 09th of the previous year.
SOFI Trading at -17.84% from the 50-Day Moving Average
After a stumble in the market that brought SOFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -35.67% of loss for the given period.
Volatility was left at 6.07%, however, over the last 30 days, the volatility rate increased by 4.65%, as shares sank -18.11% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -23.60% lower at present.
During the last 5 trading sessions, SOFI fell by -7.93%, which changed the moving average for the period of 200-days by +68.56% in comparison to the 20-day moving average, which settled at $12.49. In addition, SoFi Technologies Inc saw -23.05% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SOFI starting from Keough Kelli, who sale 11,181 shares at the price of $12.72 back on Mar 20 ’25. After this action, Keough Kelli now owns 226,210 shares of SoFi Technologies Inc, valued at $142,238 using the latest closing price.
Rishel Jeremy, the Chief Technology Officer of SoFi Technologies Inc, sale 68,625 shares at $12.64 during a trade that took place back on Mar 20 ’25, which means that Rishel Jeremy is holding 655,118 shares at $867,420 based on the most recent closing price.
Stock Fundamentals for SOFI
Current profitability levels for the company are sitting at:
- 0.12 for the present operating margin
- 1.0 for the gross margin
The net margin for SoFi Technologies Inc stands at 0.19. The total capital return value is set at 0.01. Equity return is now at value 8.26, with 1.50 for asset returns.
Based on SoFi Technologies Inc (SOFI), the company’s capital structure generated 0.32 points at debt to capital in total, while cash flow to debt ratio is standing at -0.44. The debt to equity ratio resting at 0.47. The interest coverage ratio of the stock is 0.28.
When we switch over and look at the enterprise to sales, we see a ratio of 5.12.
Conclusion
In conclusion, SoFi Technologies Inc (SOFI) has seen bad performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
