The stock of Capital One Financial Corp (COF) has gone down by -2.15% for the week, with a -11.75% drop in the past month and a -2.95% drop in the past quarter. The volatility ratio for the week is 3.06%, and the volatility levels for the past 30 days are 3.74% for COF. The simple moving average for the past 20 days is 1.55% for COF’s stock, with a 6.74% simple moving average for the past 200 days.
Is It Worth Investing in Capital One Financial Corp (NYSE: COF) Right Now?
Capital One Financial Corp (NYSE: COF) has a higher price-to-earnings ratio of 15.27x compared to its average ratio, The 36-month beta value for COF is at 1.26. Analysts have varying views on the stock, with 11 analysts rating it as a “buy,” 4 rating it as “overweight,” 10 as “hold,” and 0 as “sell.”
The public float for COF is 376.16M, and currently, shorts hold a 6.30% of that float. The average trading volume for COF on March 31, 2025 was 3.89M shares.
COF) stock’s latest price update
Capital One Financial Corp (NYSE: COF)’s stock price has gone rise by 1.99 in comparison to its previous close of 173.53, however, the company has experienced a -2.15% decrease in its stock price over the last five trading days. seekingalpha.com reported 2025-03-26 that Consumer loan delinquency growth has stabilized, and Capital One is starting to capitalize on the tailwind. COF will likely see increasing margins from lower credit loss expenses as delinquency and charge-off rates normalize in the coming few quarters. Capital One’s valuation is attractive relative to its peers as the company’s bottom-line growth forecast far exceeds that of its peers.
Analysts’ Opinion of COF
Many brokerage firms have already submitted their reports for COF stocks, with BTIG Research repeating the rating for COF by listing it as a “Buy.” The predicted price for COF in the upcoming period, according to BTIG Research is $208 based on the research report published on March 25, 2025 of the current year 2025.
Evercore ISI, on the other hand, stated in their research note that they expect to see COF reach a price target of $200. The rating they have provided for COF stocks is “Outperform” according to the report published on March 12th, 2025.
Robert W. Baird gave a rating of “Outperform” to COF, setting the target price at $200 in the report published on March 11th of the current year.
COF Trading at -6.92% from the 50-Day Moving Average
After a stumble in the market that brought COF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -15.99% of loss for the given period.
Volatility was left at 3.74%, however, over the last 30 days, the volatility rate increased by 3.06%, as shares sank -10.28% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -6.60% lower at present.
During the last 5 trading sessions, COF fell by -2.68%, which changed the moving average for the period of 200-days by +30.24% in comparison to the 20-day moving average, which settled at $174.23. In addition, Capital One Financial Corp saw -0.75% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at COF starting from Zamsky Michael, who sale 10,541 shares at the price of $190.26 back on Nov 12 ’24. After this action, Zamsky Michael now owns 26,482 shares of Capital One Financial Corp, valued at $2,005,492 using the latest closing price.
Young Andrew M, the Chief Financial Officer of Capital One Financial Corp, sale 5,901 shares at $183.51 during a trade that took place back on Nov 08 ’24, which means that Young Andrew M is holding 28,974 shares at $1,082,893 based on the most recent closing price.
Stock Fundamentals for COF
Current profitability levels for the company are sitting at:
- 0.11 for the present operating margin
- 1.0 for the gross margin
The net margin for Capital One Financial Corp stands at 0.1. The total capital return value is set at 0.01. Equity return is now at value 7.86, with 0.96 for asset returns.
Based on Capital One Financial Corp (COF), the company’s capital structure generated 0.43 points at debt to capital in total, while cash flow to debt ratio is standing at 0.4. The debt to equity ratio resting at 0.74. The interest coverage ratio of the stock is 0.36.
Currently, EBITDA for the company is 11.6 million with net debt to EBITDA at 0.26. When we switch over and look at the enterprise to sales, we see a ratio of 1.49. The receivables turnover for the company is 18.37for trailing twelve months and the total asset turnover is 0.09. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.49.
Conclusion
In conclusion, Capital One Financial Corp (COF) has had a bad performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
