In the past week, EARN stock has gone up by 1.93%, with a monthly decline of -11.03% and a quarterly plunge of -12.37%. The volatility ratio for the week is 1.96%, and the volatility levels for the last 30 days are 2.06% for Ellington Credit Co The simple moving average for the past 20 days is -3.54% for EARN’s stock, with a -13.35% simple moving average for the past 200 days.
Is It Worth Investing in Ellington Credit Co (NYSE: EARN) Right Now?
The price-to-earnings ratio for Ellington Credit Co (NYSE: EARN) is above average at 19.01x, Company’s 36-month beta value is 1.74.Analysts have differing opinions on the stock, with 0 analysts rating it as a “buy,” 1 as “overweight,” 3 as “hold,” and 0 as “sell.”
The public float for EARN is 28.80M, and currently, short sellers hold a 2.30% ratio of that floaft. The average trading volume of EARN on March 28, 2025 was 689.36K shares.
EARN) stock’s latest price update
Ellington Credit Co (NYSE: EARN)’s stock price has dropped by -2.68 in relation to previous closing price of 5.97. Nevertheless, the company has seen a gain of 1.93% in its stock price over the last five trading days. seekingalpha.com reported 2025-03-24 that Ellington Credit Company has shifted from a mortgage REIT to a closed-end fund focusing on high-yield CLOs, aiming for substantial gains. Despite potential high rewards, EARN’s transition brings significant risks, with recent earnings volatility and a hefty debt load posing challenges. EARN’s valuation appears attractive, trading at a discount with a low P/E ratio, suggesting potential upside if management successfully navigates the CLO market.
Analysts’ Opinion of EARN
Many brokerage firms have already submitted their reports for EARN stocks, with UBS repeating the rating for EARN by listing it as a “Neutral.” The predicted price for EARN in the upcoming period, according to UBS is $6 based on the research report published on December 06, 2023 of the previous year 2023.
EARN Trading at -8.45% from the 50-Day Moving Average
After a stumble in the market that brought EARN to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -19.97% of loss for the given period.
Volatility was left at 2.06%, however, over the last 30 days, the volatility rate increased by 1.96%, as shares sank -10.05% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -10.05% lower at present.
During the last 5 trading sessions, EARN rose by +2.11%, which changed the moving average for the period of 200-days by -16.50% in comparison to the 20-day moving average, which settled at $6.02. In addition, Ellington Credit Co saw -12.24% in overturn over a single year, with a tendency to cut further losses.
Stock Fundamentals for EARN
Current profitability levels for the company are sitting at:
- 1.4 for the present operating margin
- 0.91 for the gross margin
The net margin for Ellington Credit Co stands at 0.35. The total capital return value is set at 0.03. Equity return is now at value 3.99, with 0.74 for asset returns.
Currently, EBITDA for the company is 49.81 million with net debt to EBITDA at -1.34. When we switch over and look at the enterprise to sales, we see a ratio of 7.33. The receivables turnover for the company is 1.78for trailing twelve months and the total asset turnover is 0.02.
Conclusion
In a nutshell, Ellington Credit Co (EARN) has experienced a bad performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
