The stock of LoanDepot Inc (LDI) has seen a -10.58% decrease in the past week, with a -21.62% drop in the past month, and a -34.55% decrease in the past quarter. The volatility ratio for the week is 7.75%, and the volatility levels for the past 30 days are at 7.71% for LDI. The simple moving average for the past 20 days is -16.66% for LDI’s stock, with a -38.77% simple moving average for the past 200 days.
Is It Worth Investing in LoanDepot Inc (NYSE: LDI) Right Now?
LDI has 36-month beta value of 3.03. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy,” 0 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for LDI is 73.66M, and currently, short sellers hold a 3.59% ratio of that float. The average trading volume of LDI on March 26, 2025 was 971.37K shares.
LDI) stock’s latest price update
LoanDepot Inc (NYSE: LDI) has seen a decline in its stock price by -1.57 in relation to its previous close of 1.29. However, the company has experienced a -10.58% decline in its stock price over the last five trading sessions. benzinga.com reported 2025-03-12 that U.S. stock futures were higher this morning, with the Dow futures gaining around 200 points on Wednesday.
Analysts’ Opinion of LDI
Many brokerage firms have already submitted their reports for LDI stocks, with Goldman repeating the rating for LDI by listing it as a “Sell.” The predicted price for LDI in the upcoming period, according to Goldman is $3 based on the research report published on January 09, 2024 of the previous year 2024.
UBS, on the other hand, stated in their research note that they expect to see LDI reach a price target of $2. The rating they have provided for LDI stocks is “Neutral” according to the report published on December 06th, 2023.
LDI Trading at -21.83% from the 50-Day Moving Average
After a stumble in the market that brought LDI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -60.63% of loss for the given period.
Volatility was left at 7.71%, however, over the last 30 days, the volatility rate increased by 7.75%, as shares sank -21.25% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -22.70% lower at present.
During the last 5 trading sessions, LDI fell by -11.27%, which changed the moving average for the period of 200-days by -39.13% in comparison to the 20-day moving average, which settled at $1.5230. In addition, LoanDepot Inc saw -37.76% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LDI starting from Hsieh Anthony Li, who sale 436,248 shares at the price of $1.50 back on Mar 17 ’25. After this action, Hsieh Anthony Li now owns 6,093,712 shares of LoanDepot Inc, valued at $654,372 using the latest closing price.
LEPORE DAWN G, the Director of LoanDepot Inc, sale 11,161 shares at $2.11 during a trade that took place back on Dec 16 ’24, which means that LEPORE DAWN G is holding 194,404 shares at $23,550 based on the most recent closing price.
Stock Fundamentals for LDI
Current profitability levels for the company are sitting at:
- 0.4 for the present operating margin
- 1.05 for the gross margin
The net margin for LoanDepot Inc stands at -0.1. The total capital return value is set at 0.11. Equity return is now at value -31.41, with -1.57 for asset returns.
Based on LoanDepot Inc (LDI), the company’s capital structure generated 0.9 points at debt to capital in total, while cash flow to debt ratio is standing at -0.2. The debt to equity ratio resting at 8.6. The interest coverage ratio of the stock is 1.24.
Currently, EBITDA for the company is -354.07 million with net debt to EBITDA at -210.43. When we switch over and look at the enterprise to sales, we see a ratio of 4.2.
Conclusion
To put it simply, LoanDepot Inc (LDI) has had a bad performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
