First Bancorp PR (NYSE: FBP)’s stock price has dropped by -0.38 in relation to previous closing price of 18.42. Nevertheless, the company has seen a gain of 4.50% in its stock price over the last five trading days. zacks.com reported 2025-02-24 that Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Bancorp (FBP) have what it takes?
Is It Worth Investing in First Bancorp PR (NYSE: FBP) Right Now?
The price-to-earnings ratio for First Bancorp PR (NYSE: FBP) is above average at 10.15x, Company’s 36-month beta value is 0.91.Analysts have differing opinions on the stock, with 2 analysts rating it as a “buy,” 2 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for FBP is 160.23M, and currently, short sellers hold a 2.44% ratio of that floaft. The average trading volume of FBP on March 20, 2025 was 1.05M shares.
FBP’s Market Performance
FBP stock saw a decrease of 4.50% in the past week, with a monthly decline of -10.84% and a quarterly a decrease of -7.37%. The volatility ratio for the week is 2.37%, and the volatility levels for the last 30 days are 2.64% for First Bancorp PR (FBP). The simple moving average for the past 20 days is -1.73% for FBP’s stock, with a -7.25% simple moving average for the past 200 days.
Analysts’ Opinion of FBP
Many brokerage firms have already submitted their reports for FBP stocks, with Hovde Group repeating the rating for FBP by listing it as a “Outperform.” The predicted price for FBP in the upcoming period, according to Hovde Group is $24 based on the research report published on October 25, 2024 of the previous year 2024.
Piper Sandler, on the other hand, stated in their research note that they expect to see FBP reach a price target of $22. The rating they have provided for FBP stocks is “Neutral” according to the report published on August 26th, 2024.
Hovde Group gave a rating of “Outperform” to FBP, setting the target price at $25 in the report published on July 24th of the previous year.
FBP Trading at -5.95% from the 50-Day Moving Average
After a stumble in the market that brought FBP to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -18.06% of loss for the given period.
Volatility was left at 2.64%, however, over the last 30 days, the volatility rate increased by 2.37%, as shares sank -9.87% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -1.40% lower at present.
During the last 5 trading sessions, FBP rose by +4.50%, which changed the moving average for the period of 200-days by +4.38% in comparison to the 20-day moving average, which settled at $18.67. In addition, First Bancorp PR saw -1.29% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at FBP starting from Power Carlos, who sale 45,797 shares at the price of $20.77 back on Feb 05 ’25. After this action, Power Carlos now owns 186,543 shares of First Bancorp PR, valued at $951,204 using the latest closing price.
Power Carlos, the EVP of First Bancorp PR, sale 10,321 shares at $20.75 during a trade that took place back on Feb 07 ’25, which means that Power Carlos is holding 176,222 shares at $214,161 based on the most recent closing price.
Stock Fundamentals for FBP
Current profitability levels for the company are sitting at:
- 0.36 for the present operating margin
- 0.15 for the gross margin
The net margin for First Bancorp PR stands at 0.34. The total capital return value is set at 0.02. Equity return is now at value 18.87, with 1.56 for asset returns.
Based on First Bancorp PR (FBP), the company’s capital structure generated 0.25 points at debt to capital in total, while cash flow to debt ratio is standing at 0.72. The debt to equity ratio resting at 0.34. The interest coverage ratio of the stock is 1.1.
When we switch over and look at the enterprise to sales, we see a ratio of 2.77. The receivables turnover for the company is 12.12for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.15.
Conclusion
In a nutshell, First Bancorp PR (FBP) has experienced a mixed performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
