The stock of Yiren Digital Ltd ADR (YRD) has seen a 2.21% increase in the past week, with a -5.54% drop in the past month, and a 45.23% flourish in the past quarter. The volatility ratio for the week is 7.92%, and the volatility levels for the past 30 days are at 7.16% for YRD. The simple moving average for the past 20 days is -1.66% for YRD’s stock, with a 29.87% simple moving average for the past 200 days.
Is It Worth Investing in Yiren Digital Ltd ADR (NYSE: YRD) Right Now?
Yiren Digital Ltd ADR (NYSE: YRD) has a price-to-earnings ratio that is above its average at 2.43x. The stock has a 36-month beta value of 0.55. Opinions on the stock are mixed, with 4 analysts rating it as a “buy,” 1 as “overweight,” 2 as “hold,” and 1 as “sell.”
On March 20, 2025, the average trading volume of YRD was 136.32K shares.
YRD) stock’s latest price update
The stock of Yiren Digital Ltd ADR (NYSE: YRD) has decreased by -19.04 when compared to last closing price of 8.61.Despite this, the company has seen a gain of 2.21% in its stock price over the last five trading days. seekingalpha.com reported 2025-03-20 that Yiren Digital Ltd. (NYSE:YRD ) Q4 2024 Earnings Conference Call March 20, 2025 8:00 AM ET Company Participants Ning Tang – Founder, Chairman, Chief Executive Officer Yuning Feng – Chief Financial Officer Keyao He – Investor Relations Conference Call Participants Operator Good day, and welcome to the Yiren Digital Fourth Quarter and Fiscal Year 2024 Earnings Conference Call.
YRD Trading at 11.25% from the 50-Day Moving Average
After a stumble in the market that brought YRD to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -24.23% of loss for the given period.
Volatility was left at 7.16%, however, over the last 30 days, the volatility rate increased by 7.92%, as shares sank -5.80% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +41.95% upper at present.
During the last 5 trading sessions, YRD rose by +4.69%, which changed the moving average for the period of 200-days by +47.52% in comparison to the 20-day moving average, which settled at $7.10. In addition, Yiren Digital Ltd ADR saw 45.23% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at YRD starting from Yang Bin Maggie, who proposed sale 20,000 shares at the price of $4.87 back on Dec 30 ’24. After this action, Yang Bin Maggie now owns shares of Yiren Digital Ltd ADR, valued at $97,400 using the latest closing price.
Yang Bin Maggie, the Officer of Yiren Digital Ltd ADR, proposed sale 10,000 shares at $4.72 during a trade that took place back on Dec 06 ’24, which means that Yang Bin Maggie is holding shares at $47,200 based on the most recent closing price.
Stock Fundamentals for YRD
Current profitability levels for the company are sitting at:
- 0.35 for the present operating margin
- 0.85 for the gross margin
The net margin for Yiren Digital Ltd ADR stands at 0.32. The total capital return value is set at 0.19. Equity return is now at value 21.47, with 16.54 for asset returns.
Based on Yiren Digital Ltd ADR (YRD), the company’s capital structure generated 0.0 points at debt to capital in total, while cash flow to debt ratio is standing at 65.72.
Currently, EBITDA for the company is 2.6 billion with net debt to EBITDA at -1.59. When we switch over and look at the enterprise to sales, we see a ratio of -0.27. The receivables turnover for the company is 1.16for trailing twelve months and the total asset turnover is 0.45.
Conclusion
To sum up, Yiren Digital Ltd ADR (YRD) has seen a better performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
