Fiserv, Inc (FI) Stock: Assessing the Risk and Reward

In the past week, FI stock has gone up by 1.65%, with a monthly decline of -5.92% and a quarterly surge of 5.90%. The volatility ratio for the week is 2.67%, and the volatility levels for the last 30 days are 2.47% for Fiserv, Inc The simple moving average for the last 20 days is -3.34% for FI’s stock, with a simple moving average of 14.45% for the last 200 days.

Is It Worth Investing in Fiserv, Inc (NYSE: FI) Right Now?

The price-to-earnings ratio for Fiserv, Inc (NYSE: FI) is above average at 40.31x. The 36-month beta value for FI is also noteworthy at 0.92. There are mixed opinions on the stock, with 22 analysts rating it as a “buy,” 9 rating it as “overweight,” 7 rating it as “hold,” and 1 rating it as “sell.”

The public float for FI is 556.95M, and at present, short sellers hold a 1.50% of that float. The average trading volume of FI on March 19, 2025 was 2.98M shares.

FI) stock’s latest price update

The stock price of Fiserv, Inc (NYSE: FI) has dropped by -0.56 compared to previous close of 218.16. Despite this, the company has seen a gain of 1.65% in its stock price over the last five trading days. newsfilecorp.com reported 2025-03-18 that Agoura Hills, California–(Newsfile Corp. – March 18, 2025) – Cydcor, a leading provider of outsourced sales solutions, has been recognized by Fiserv for its outstanding contributions to the growth of Clover – Fiserv’s leading point of sale and business management platform for small and mid-sized businesses. Measured against hundreds of competitors, Cydcor achieved the highest overall revenue, as well as the most revenue in Fiserv software and Duo products sold.

Analysts’ Opinion of FI

Many brokerage firms have already submitted their reports for FI stocks, with Seaport Research Partners repeating the rating for FI by listing it as a “Buy.” The predicted price for FI in the upcoming period, according to Seaport Research Partners is $240 based on the research report published on January 14, 2025 of the current year 2025.

Stephens, on the other hand, stated in their research note that they expect to see FI reach a price target of $255, previously predicting the price at $220. The rating they have provided for FI stocks is “Overweight” according to the report published on December 18th, 2024.

Compass Point gave a rating of “Buy” to FI, setting the target price at $278 in the report published on November 20th of the previous year.

FI Trading at -0.92% from the 50-Day Moving Average

After a stumble in the market that brought FI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -9.07% of loss for the given period.

Volatility was left at 2.47%, however, over the last 30 days, the volatility rate increased by 2.67%, as shares sank -8.19% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +5.32% upper at present.

During the last 5 trading sessions, FI rose by +1.65%, which changed the moving average for the period of 200-days by +46.76% in comparison to the 20-day moving average, which settled at $224.44. In addition, Fiserv, Inc saw 5.61% in overturn over a single year, with a tendency to cut further gains.

Insider Trading

Reports are indicating that there were more than several insider trading activities at FI starting from Gibbons John, who sale 13,560 shares at the price of $238.15 back on Mar 03 ’25. After this action, Gibbons John now owns 27,602 shares of Fiserv, Inc, valued at $3,229,314 using the latest closing price.

Gibbons John, the Officer of Fiserv, Inc, proposed sale 13,560 shares at $238.15 during a trade that took place back on Mar 03 ’25, which means that Gibbons John is holding shares at $3,229,327 based on the most recent closing price.

Stock Fundamentals for FI

Current profitability levels for the company are sitting at:

  • 0.29 for the present operating margin
  • 0.61 for the gross margin

The net margin for Fiserv, Inc stands at 0.15. The total capital return value is set at 0.11. Equity return is now at value 11.00, with 3.73 for asset returns.

Based on Fiserv, Inc (FI), the company’s capital structure generated 0.48 points at debt to capital in total, while cash flow to debt ratio is standing at 0.27. The debt to equity ratio resting at 0.92. The interest coverage ratio of the stock is 4.75.

Currently, EBITDA for the company is 5.88 billion with net debt to EBITDA at 2.68. When we switch over and look at the enterprise to sales, we see a ratio of 7.11. The receivables turnover for the company is 5.49for trailing twelve months and the total asset turnover is 0.27. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.06.

Conclusion

In summary, Fiserv, Inc (FI) has had a better performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.

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