OppFi Inc (NYSE: OPFI) has a price-to-earnings ratio of 42.33x that is above its average ratio. Additionally, the 36-month beta value for OPFI is 1.60. There are mixed opinions on the stock, with 1 analysts rating it as a “buy,” 0 rating it as “overweight,” 1 rating it as “hold,” and 0 rating it as “sell.”
The public float for OPFI is 19.59M and currently, short sellers hold a 28.25% ratio of that float. The average trading volume of OPFI on March 14, 2025 was 2.03M shares.
OPFI) stock’s latest price update
OppFi Inc (NYSE: OPFI)’s stock price has dropped by -5.03 in relation to previous closing price of 9.35. Nevertheless, the company has seen a loss of -8.36% in its stock price over the last five trading days. seekingalpha.com reported 2025-03-07 that OppFi Inc. reported strong 2024 results and provided impressive 2025 guidance, driven by internal improvements in credit scoring and risk profile. The company offers lending solutions to subprime and non-prime consumers, benefiting from the rise of digital banking and consumer-friendly interfaces. Financial metrics showed significant improvements, including higher EPS, lower net charge-off rates, and increased free cash flow, indicating a positive trend.
OPFI’s Market Performance
OPFI’s stock has fallen by -8.36% in the past week, with a monthly drop of -40.80% and a quarterly rise of 29.82%. The volatility ratio for the week is 7.67% while the volatility levels for the last 30 days are 9.36% for OppFi Inc The simple moving average for the last 20 days is -15.28% for OPFI’s stock, with a simple moving average of 36.55% for the last 200 days.
Analysts’ Opinion of OPFI
Needham, on the other hand, stated in their research note that they expect to see OPFI reach a price target of $10. The rating they have provided for OPFI stocks is “Buy” according to the report published on August 17th, 2021.
OPFI Trading at -21.68% from the 50-Day Moving Average
After a stumble in the market that brought OPFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -49.91% of loss for the given period.
Volatility was left at 9.36%, however, over the last 30 days, the volatility rate increased by 7.67%, as shares sank -37.90% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +16.08% upper at present.
During the last 5 trading sessions, OPFI fell by -8.36%, which changed the moving average for the period of 200-days by +184.62% in comparison to the 20-day moving average, which settled at $10.48. In addition, OppFi Inc saw 15.93% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at OPFI starting from Vennettilli David, who sale 43,238 shares at the price of $9.45 back on Mar 07 ’25. After this action, Vennettilli David now owns 0 shares of OppFi Inc, valued at $408,565 using the latest closing price.
Vennettilli David, the Director of OppFi Inc, sale 30,762 shares at $9.09 during a trade that took place back on Mar 11 ’25, which means that Vennettilli David is holding 90,762 shares at $279,771 based on the most recent closing price.
Stock Fundamentals for OPFI
Current profitability levels for the company are sitting at:
- 0.18 for the present operating margin
- 0.7 for the gross margin
The net margin for OppFi Inc stands at 0.16. The total capital return value is set at 0.15. Equity return is now at value 5.93, with 1.17 for asset returns.
Based on OppFi Inc (OPFI), the company’s capital structure generated 0.58 points at debt to capital in total, while cash flow to debt ratio is standing at 1.02. The debt to equity ratio resting at 1.36. The interest coverage ratio of the stock is 0.52.
Currently, EBITDA for the company is 94.54 million with net debt to EBITDA at 1.46. When we switch over and look at the enterprise to sales, we see a ratio of 2.11.
Conclusion
In conclusion, OppFi Inc (OPFI) has seen mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
