The price-to-earnings ratio for Bread Financial Holdings Inc (NYSE: BFH) is above average at 8.61x. The 36-month beta value for BFH is also noteworthy at 1.60. There are mixed opinions on the stock, with 4 analysts rating it as a “buy,” 2 rating it as “overweight,” 8 rating it as “hold,” and 0 rating it as “sell.”
The public float for BFH is 47.75M, and at present, short sellers hold a 7.84% of that float. The average trading volume of BFH on March 14, 2025 was 742.07K shares.
BFH) stock’s latest price update
The stock price of Bread Financial Holdings Inc (NYSE: BFH) has dropped by -1.51 compared to previous close of 48.28. Despite this, the company has seen a fall of -3.63% in its stock price over the last five trading days. globenewswire.com reported 2025-03-05 that COLUMBUS, Ohio, March 05, 2025 (GLOBE NEWSWIRE) — Bread Financial® Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced offering of $400 million in aggregate principal amount of its 8.375% fixed-rate reset subordinated notes due 2035 (the “Notes”), in a private offering that is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”). The Notes will be sold at a price of 100% of the principal amount thereof. The closing of the issuance of the Notes is expected to occur on March 10, 2025, subject to customary closing conditions, and is expected to result in approximately $395 million in net proceeds to the Company, after deducting the initial purchasers’ discount but before the Company’s estimated offering expenses.
BFH’s Market Performance
BFH’s stock has fallen by -3.63% in the past week, with a monthly drop of -23.88% and a quarterly drop of -26.21%. The volatility ratio for the week is 4.76% while the volatility levels for the last 30 days are 4.10% for Bread Financial Holdings Inc The simple moving average for the last 20 days is -11.61% for BFH’s stock, with a simple moving average of -10.98% for the last 200 days.
Analysts’ Opinion of BFH
Many brokerage firms have already submitted their reports for BFH stocks, with Morgan Stanley repeating the rating for BFH by listing it as a “Overweight.” The predicted price for BFH in the upcoming period, according to Morgan Stanley is $76 based on the research report published on December 19, 2024 of the previous year 2024.
BofA Securities, on the other hand, stated in their research note that they expect to see BFH reach a price target of $54. The rating they have provided for BFH stocks is “Buy” according to the report published on August 09th, 2024.
Compass Point gave a rating of “Buy” to BFH, setting the target price at $54 in the report published on July 16th of the previous year.
BFH Trading at -18.84% from the 50-Day Moving Average
After a stumble in the market that brought BFH to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -28.72% of loss for the given period.
Volatility was left at 4.10%, however, over the last 30 days, the volatility rate increased by 4.76%, as shares sank -22.44% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -23.22% lower at present.
During the last 5 trading sessions, BFH fell by -3.63%, which changed the moving average for the period of 200-days by +15.52% in comparison to the 20-day moving average, which settled at $53.80. In addition, Bread Financial Holdings Inc saw -22.13% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at BFH starting from Fawcett John J., who purchase 1,000 shares at the price of $51.02 back on Oct 28 ’24. After this action, Fawcett John J. now owns 6,473 shares of Bread Financial Holdings Inc, valued at $51,020 using the latest closing price.
Fawcett John J., the Director of Bread Financial Holdings Inc, purchase 2,000 shares at $49.82 during a trade that took place back on Aug 12 ’24, which means that Fawcett John J. is holding 5,473 shares at $99,644 based on the most recent closing price.
Stock Fundamentals for BFH
Current profitability levels for the company are sitting at:
- 0.06 for the present operating margin
- 0.91 for the gross margin
The net margin for Bread Financial Holdings Inc stands at 0.05. The total capital return value is set at 0.01. Equity return is now at value 9.31, with 1.20 for asset returns.
Based on Bread Financial Holdings Inc (BFH), the company’s capital structure generated 0.65 points at debt to capital in total, while cash flow to debt ratio is standing at 0.33. The debt to equity ratio resting at 1.86. The interest coverage ratio of the stock is 0.29.
Currently, EBITDA for the company is 1.43 billion with net debt to EBITDA at 4.85. When we switch over and look at the enterprise to sales, we see a ratio of 0.86. The receivables turnover for the company is 34.65for trailing twelve months and the total asset turnover is 0.22. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.09.
Conclusion
In summary, Bread Financial Holdings Inc (BFH) has had a bad performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
