In the past week, VBNK stock has gone down by -18.90%, with a monthly decline of -23.87% and a quarterly plunge of -42.02%. The volatility ratio for the week is 5.52%, and the volatility levels for the last 30 days are 3.65% for VersaBank The simple moving average for the past 20 days is -20.31% for VBNK’s stock, with a -20.57% simple moving average for the past 200 days.
Is It Worth Investing in VersaBank (NASDAQ: VBNK) Right Now?
The price-to-earnings ratio for VersaBank (NASDAQ: VBNK) is above average at 9.50x, Analysts have differing opinions on the stock, with 1 analysts rating it as a “buy,” 3 as “overweight,” 0 as “hold,” and 0 as “sell.”
The public float for VBNK is 20.50M, and currently, short sellers hold a 0.26% ratio of that floaft. The average trading volume of VBNK on March 06, 2025 was 129.53K shares.
VBNK) stock’s latest price update
VersaBank (NASDAQ: VBNK)’s stock price has dropped by -12.50 in relation to previous closing price of 11.92. Nevertheless, the company has seen a loss of -18.90% in its stock price over the last five trading days. seekingalpha.com reported 2025-03-05 that Start Time: 09:00 January 1, 0000 9:33 AM ET VersaBank (NASDAQ:VBNK ) Q1 2025 Earnings Call Transcript March 05, 2025, 09:00 AM ET Company Participants David Taylor – President and CEO John Asma – CFO Conference Call Participants Joe Yanchunis – Raymond James Tim Switzer – KBW Andrew Scutt – Roth Capital Partners Operator Good morning, ladies and gentlemen. Welcome to VersaBank’s First Quarter Fiscal 2025 Financial Results Conference Call.
Analysts’ Opinion of VBNK
Many brokerage firms have already submitted their reports for VBNK stocks, with ROTH MKM repeating the rating for VBNK by listing it as a “Buy.” The predicted price for VBNK in the upcoming period, according to ROTH MKM is $18 based on the research report published on September 27, 2024 of the previous year 2024.
Raymond James gave a rating of “Outperform” to VBNK, setting the target price at $9 in the report published on December 19th of the previous year.
VBNK Trading at -22.01% from the 50-Day Moving Average
After a stumble in the market that brought VBNK to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -43.25% of loss for the given period.
Volatility was left at 3.65%, however, over the last 30 days, the volatility rate increased by 5.52%, as shares sank -27.32% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -21.28% lower at present.
During the last 5 trading sessions, VBNK fell by -18.90%, which changed the moving average for the period of 200-days by +8.87% in comparison to the 20-day moving average, which settled at $13.09. In addition, VersaBank saw -24.69% in overturn over a single year, with a tendency to cut further losses.
Stock Fundamentals for VBNK
Current profitability levels for the company are sitting at:
- 0.23 for the present operating margin
- 1.23 for the gross margin
The net margin for VersaBank stands at 0.2. The total capital return value is set at 0.01. Equity return is now at value 10.48, with 0.90 for asset returns.
Based on VersaBank (VBNK), the company’s capital structure generated 0.21 points at debt to capital in total, while cash flow to debt ratio is standing at 1.69. The debt to equity ratio resting at 0.27. The interest coverage ratio of the stock is 0.26.
When we switch over and look at the enterprise to sales, we see a ratio of 1.85. The receivables turnover for the company is 6.14for trailing twelve months and the total asset turnover is 0.04. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.06.
Conclusion
In a nutshell, VersaBank (VBNK) has experienced a bad performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
