Lufax Holding Ltd ADR (NYSE: LU)’s stock price has plunge by -0.83relation to previous closing price of 3.00. Nevertheless, the company has seen a 1.88% surge in its stock price over the last five trading sessions. seekingalpha.com reported 2024-12-24 that Lufax is well-positioned to benefit from China’s recent stimulus policies, with significant business connections and expertise in offering business loans. The company’s recent quarterly report shows improved delinquency rates, a substantial increase in new loans, and a 24.1% rise in cumulative borrowers. Despite a decrease in net income, LU’s solid balance sheet and undervaluation suggest significant room for stock price improvement, with a target price of $12 per ADS.
Is It Worth Investing in Lufax Holding Ltd ADR (NYSE: LU) Right Now?
The 36-month beta value for LU is at 0.82. Analysts have varying views on the stock, with 3 analysts rating it as a “buy,” 0 rating it as “overweight,” 4 as “hold,” and 0 as “sell.”
The public float for LU is 837.97M, and currently, shorts hold a 1.14% of that float. The average trading volume for LU on February 25, 2025 was 3.48M shares.
LU’s Market Performance
The stock of Lufax Holding Ltd ADR (LU) has seen a 1.88% increase in the past week, with a 2.94% rise in the past month, and a 23.44% gain in the past quarter. The volatility ratio for the week is 5.37%, and the volatility levels for the past 30 days are at 5.52% for LU. The simple moving average for the last 20 days is 13.47% for LU stock, with a simple moving average of 15.88% for the last 200 days.
Analysts’ Opinion of LU
Many brokerage firms have already submitted their reports for LU stocks, with Jefferies repeating the rating for LU by listing it as a “Hold.” The predicted price for LU in the upcoming period, according to Jefferies is $3.20 based on the research report published on October 24, 2024 of the previous year 2024.
UBS gave a rating of “Sell” to LU, setting the target price at $1 in the report published on August 24th of the previous year.
LU Trading at 16.71% from the 50-Day Moving Average
After a stumble in the market that brought LU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -28.31% of loss for the given period.
Volatility was left at 5.52%, however, over the last 30 days, the volatility rate increased by 5.37%, as shares surge +21.29% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +13.53% upper at present.
During the last 5 trading sessions, LU rose by +3.42%, which changed the moving average for the period of 200-days by -36.55% in comparison to the 20-day moving average, which settled at $2.62. In addition, Lufax Holding Ltd ADR saw 24.48% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LU starting from Tun Kung Company Limited, who proposed sale 17,690,620 shares at the price of $2.60 back on Dec 17 ’24. After this action, Tun Kung Company Limited now owns shares of Lufax Holding Ltd ADR, valued at $45,995,612 using the latest closing price.
Stock Fundamentals for LU
Current profitability levels for the company are sitting at:
- -0.06 for the present operating margin
- 0.54 for the gross margin
The net margin for Lufax Holding Ltd ADR stands at -0.17. The total capital return value is set at -0.01. Equity return is now at value -3.79, with -1.45 for asset returns.
Based on Lufax Holding Ltd ADR (LU), the company’s capital structure generated 0.36 points at debt to capital in total, while cash flow to debt ratio is standing at 0.18. The debt to equity ratio resting at 0.56. The interest coverage ratio of the stock is -0.1.
When we switch over and look at the enterprise to sales, we see a ratio of 1.47. The receivables turnover for the company is 4.46for trailing twelve months and the total asset turnover is 0.1.
Conclusion
In conclusion, Lufax Holding Ltd ADR (LU) has had a better performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
