The stock has a 36-month beta value of 2.25. Opinions on the stock are mixed, with 4 analysts rating it as a “buy,” 2 as “overweight,” 6 as “hold,” and 2 as “sell.”
The public float for UPST is 80.99M, and at present, short sellers hold a 22.13% of that float. On February 24, 2025, the average trading volume of UPST was 6.20M shares.
UPST) stock’s latest price update
The stock of Upstart Holdings Inc (NASDAQ: UPST) has decreased by -5.35 when compared to last closing price of 71.77. Despite this, the company has experienced a -17.58% fall in its stock price over the last five trading sessions. zacks.com reported 2025-02-24 that The fintech industry is set to keep growing going forward. To capitalize on this, you can bet on companies like HOOD, MCO and UPST to generate strong returns.
UPST’s Market Performance
UPST’s stock has fallen by -17.58% in the past week, with a monthly drop of -1.99% and a quarterly drop of -4.47%. The volatility ratio for the week is 8.63% while the volatility levels for the last 30 days are 7.34% for Upstart Holdings Inc The simple moving average for the past 20 days is -5.50% for UPST’s stock, with a 44.65% simple moving average for the past 200 days.
Analysts’ Opinion of UPST
Many brokerage firms have already submitted their reports for UPST stocks, with Morgan Stanley repeating the rating for UPST by listing it as a “Equal-Weight.” The predicted price for UPST in the upcoming period, according to Morgan Stanley is $70 based on the research report published on February 14, 2025 of the current year 2025.
JP Morgan, on the other hand, stated in their research note that they expect to see UPST reach a price target of $79, previously predicting the price at $57. The rating they have provided for UPST stocks is “Neutral” according to the report published on February 12th, 2025.
B. Riley Securities gave a rating of “Buy” to UPST, setting the target price at $105 in the report published on February 12th of the current year.
UPST Trading at -1.98% from the 50-Day Moving Average
After a stumble in the market that brought UPST to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -29.55% of loss for the given period.
Volatility was left at 7.34%, however, over the last 30 days, the volatility rate increased by 8.63%, as shares surge +1.76% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -10.16% lower at present.
During the last 5 trading sessions, UPST fell by -16.73%, which changed the moving average for the period of 200-days by +166.52% in comparison to the 20-day moving average, which settled at $71.92. In addition, Upstart Holdings Inc saw 10.33% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UPST starting from Girouard Dave, who sale 41,667 shares at the price of $84.65 back on Feb 18 ’25. After this action, Girouard Dave now owns 57,138 shares of Upstart Holdings Inc, valued at $3,526,908 using the latest closing price.
Mirgorodskaya Natalia, the Officer of Upstart Holdings Inc, proposed sale 794 shares at $79.03 during a trade that took place back on Feb 20 ’25, which means that Mirgorodskaya Natalia is holding shares at $62,746 based on the most recent closing price.
Stock Fundamentals for UPST
Current profitability levels for the company are sitting at:
- -0.27 for the present operating margin
- 0.98 for the gross margin
The net margin for Upstart Holdings Inc stands at -0.2. The total capital return value is set at -0.09. Equity return is now at value -20.27, with -5.87 for asset returns.
Based on Upstart Holdings Inc (UPST), the company’s capital structure generated 0.7 points at debt to capital in total, while cash flow to debt ratio is standing at 0.13. The debt to equity ratio resting at 2.29. The interest coverage ratio of the stock is -3.59.
Currently, EBITDA for the company is -172.86 million with net debt to EBITDA at -5.86. When we switch over and look at the enterprise to sales, we see a ratio of 11.07. The liquidity ratio also appears to be rather interesting for investors as it stands at 5.13.
Conclusion
To sum up, Upstart Holdings Inc (UPST) has seen a mixed performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
