The stock of LendingClub Corp (NYSE: LC) has decreased by -0.68 when compared to last closing price of 13.25.Despite this, the company has seen a loss of -1.05% in its stock price over the last five trading days. fool.com reported 2025-02-10 that Popular market analyst Tom Lee of Fundstrat recently called the financial sector his favorite investment for 2025.
Is It Worth Investing in LendingClub Corp (NYSE: LC) Right Now?
The price-to-earnings ratio for LendingClub Corp (NYSE: LC) is 28.94x, which is above its average ratio. Moreover, the 36-month beta value for LC is 2.08. Analysts have varying opinions on the stock, with 5 analysts rating it as a “buy,” 3 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for LC is 108.14M and currently, short sellers hold a 4.67% of that float. On February 13, 2025, LC’s average trading volume was 1.94M shares.
LC’s Market Performance
LC’s stock has seen a -1.05% decrease for the week, with a -12.15% drop in the past month and a -12.62% fall in the past quarter. The volatility ratio for the week is 2.72%, and the volatility levels for the past 30 days are at 3.48% for LendingClub Corp. The simple moving average for the past 20 days is -12.06% for LC’s stock, with a 8.03% simple moving average for the past 200 days.
Analysts’ Opinion of LC
Many brokerage firms have already submitted their reports for LC stocks, with JP Morgan repeating the rating for LC by listing it as a “Neutral.” The predicted price for LC in the upcoming period, according to JP Morgan is $17 based on the research report published on December 02, 2024 of the previous year 2024.
Maxim Group, on the other hand, stated in their research note that they expect to see LC reach a price target of $19, previously predicting the price at $16. The rating they have provided for LC stocks is “Buy” according to the report published on October 25th, 2024.
Keefe Bruyette gave a rating of “Outperform” to LC, setting the target price at $15 in the report published on October 10th of the previous year.
LC Trading at -16.51% from the 50-Day Moving Average
After a stumble in the market that brought LC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -29.81% of loss for the given period.
Volatility was left at 3.48%, however, over the last 30 days, the volatility rate increased by 2.72%, as shares sank -14.66% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -20.19% lower at present.
During the last 5 trading sessions, LC fell by -1.05%, which changed the moving average for the period of 200-days by +64.09% in comparison to the 20-day moving average, which settled at $14.97. In addition, LendingClub Corp saw -18.72% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LC starting from Sanborn Scott, who sale 17,000 shares at the price of $13.76 back on Feb 06 ’25. After this action, Sanborn Scott now owns 1,295,184 shares of LendingClub Corp, valued at $233,937 using the latest closing price.
Selleck Erin, the Director of LendingClub Corp, sale 703 shares at $13.21 during a trade that took place back on Feb 05 ’25, which means that Selleck Erin is holding 71,597 shares at $9,287 based on the most recent closing price.
Stock Fundamentals for LC
Current profitability levels for the company are sitting at:
- 0.08 for the present operating margin
- 0.61 for the gross margin
The net margin for LendingClub Corp stands at 0.05. The total capital return value is set at 0.01. Equity return is now at value 3.96, with 0.53 for asset returns.
Based on LendingClub Corp (LC), the company’s capital structure generated 0.02 points at debt to capital in total, while cash flow to debt ratio is standing at -101.59. The debt to equity ratio resting at 0.02. The interest coverage ratio of the stock is 0.29.
Currently, EBITDA for the company is 107.05 million with net debt to EBITDA at -11.13. When we switch over and look at the enterprise to sales, we see a ratio of 0.49. The receivables turnover for the company is 8.6for trailing twelve months and the total asset turnover is 0.09.
Conclusion
To wrap up, the performance of LendingClub Corp (LC) has been bad in recent times. The stock has received a bullish of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
