The stock of Pagaya Technologies Ltd (PGY) has gone up by 10.97% for the week, with a 6.13% rise in the past month and a -11.28% drop in the past quarter. The volatility ratio for the week is 7.58%, and the volatility levels for the past 30 days are 7.00% for PGY. The simple moving average for the past 20 days is 10.57% for PGY’s stock, with a -10.85% simple moving average for the past 200 days.
Is It Worth Investing in Pagaya Technologies Ltd (NASDAQ: PGY) Right Now?
The stock has a 36-month beta value of 6.11. Opinions on the stock are mixed, with 5 analysts rating it as a “buy,” 2 as “overweight,” 3 as “hold,” and 0 as “sell.”
The public float for PGY is 37.95M, and at present, short sellers hold a 23.73% of that float. On February 04, 2025, the average trading volume of PGY was 2.00M shares.
PGY) stock’s latest price update
Pagaya Technologies Ltd (NASDAQ: PGY) has experienced a rise in its stock price by 8.15 compared to its previous closing price of 9.45. However, the company has seen a gain of 10.97% in its stock price over the last five trading days. businesswire.com reported 2025-01-30 that NEW YORK–(BUSINESS WIRE)–Pagaya Technologies LTD. (NASDAQ: PGY) (“Pagaya” or “the Company”), a global technology company delivering AI-driven product solutions for the financial ecosystem, today announced the closing of a $600 million AAA-rated personal loan ABS transaction (PAID 2025-1). A total of 32 unique investors participated across the new personal loan transaction, the majority of which were repeat investors. Additionally, PAID 2025-1 was substantially oversubscribed and upsized from.
Analysts’ Opinion of PGY
Many brokerage firms have already submitted their reports for PGY stocks, with UBS repeating the rating for PGY by listing it as a “Neutral.” The predicted price for PGY in the upcoming period, according to UBS is $11 based on the research report published on December 20, 2024 of the previous year 2024.
Oppenheimer, on the other hand, stated in their research note that they expect to see PGY reach a price target of $12. The rating they have provided for PGY stocks is “Outperform” according to the report published on October 01st, 2024.
The Benchmark Company gave a rating of “Buy” to PGY, setting the target price at $21 in the report published on August 26th of the previous year.
PGY Trading at 6.76% from the 50-Day Moving Average
After a stumble in the market that brought PGY to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -48.90% of loss for the given period.
Volatility was left at 7.00%, however, over the last 30 days, the volatility rate increased by 7.58%, as shares sank -2.67% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +17.59% upper at present.
During the last 5 trading sessions, PGY rose by +10.06%, which changed the moving average for the period of 200-days by -1.97% in comparison to the 20-day moving average, which settled at $9.24. In addition, Pagaya Technologies Ltd saw 10.01% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PGY starting from DAS SANJIV, who sale 7,282 shares at the price of $8.85 back on Jan 17 ’25. After this action, DAS SANJIV now owns 91,163 shares of Pagaya Technologies Ltd, valued at $64,446 using the latest closing price.
Rosen Tami, the Chief Development Officer of Pagaya Technologies Ltd, sale 21,547 shares at $9.97 during a trade that took place back on Jan 02 ’25, which means that Rosen Tami is holding 73,550 shares at $214,824 based on the most recent closing price.
Stock Fundamentals for PGY
Current profitability levels for the company are sitting at:
- 0.03 for the present operating margin
- 0.39 for the gross margin
The net margin for Pagaya Technologies Ltd stands at -0.19. The total capital return value is set at 0.03. Equity return is now at value -35.64, with -13.73 for asset returns.
Based on Pagaya Technologies Ltd (PGY), the company’s capital structure generated 0.6 points at debt to capital in total, while cash flow to debt ratio is standing at 0.08.
Currently, EBITDA for the company is -24.4 million with net debt to EBITDA at 9.54. When we switch over and look at the enterprise to sales, we see a ratio of 1.38. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.17.
Conclusion
To sum up, Pagaya Technologies Ltd (PGY) has seen a mixed performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
