The price-to-earnings ratio for PennyMac Financial Services Inc (NYSE: PFSI) is above average at 33.44x, Company’s 36-month beta value is 1.79.Analysts have differing opinions on the stock, with 5 analysts rating it as a “buy,” 2 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for PFSI is 48.79M, and currently, short sellers hold a 2.36% ratio of that floaft. The average trading volume of PFSI on January 31, 2025 was 278.71K shares.
PFSI) stock’s latest price update
The stock price of PennyMac Financial Services Inc (NYSE: PFSI) has dropped by -8.34 compared to previous close of 114.82. Despite this, the company has seen a fall of -3.77% in its stock price over the last five trading days. seekingalpha.com reported 2025-01-30 that PennyMac Financial Services, Inc. (NYSE:PFSI ) Q4 2024 Earnings Conference Call January 30, 2025 5:00 PM ET Company Participants David Spector – Chairman and CEO Dan Perotti – Chief Financial Officer Conference Call Participants Doug Harter – UBS Michael Kaye – Wells Fargo Terry Ma – Barclays Crispin Love – Piper Sandler Mark DeVries – Deutsche Bank Ryan Shelley – Bank of America Derek Sommers – Jefferies Bose George – KBW Operator Good afternoon. And welcome to PennyMac Financial Services, Inc. Fourth Quarter 2024 Earnings Call.
PFSI’s Market Performance
PennyMac Financial Services Inc (PFSI) has experienced a -3.77% fall in stock performance for the past week, with a 3.81% rise in the past month, and a 2.73% rise in the past quarter. The volatility ratio for the week is 2.56%, and the volatility levels for the past 30 days are at 2.26% for PFSI. The simple moving average for the past 20 days is -0.15% for PFSI’s stock, with a 4.83% simple moving average for the past 200 days.
Analysts’ Opinion of PFSI
Many brokerage firms have already submitted their reports for PFSI stocks, with Keefe Bruyette repeating the rating for PFSI by listing it as a “Mkt Perform.” The predicted price for PFSI in the upcoming period, according to Keefe Bruyette is $102 based on the research report published on July 22, 2024 of the previous year 2024.
Keefe Bruyette, on the other hand, stated in their research note that they expect to see PFSI reach a price target of $105, previously predicting the price at $100. The rating they have provided for PFSI stocks is “Outperform” according to the report published on April 09th, 2024.
Deutsche Bank gave a rating of “Buy” to PFSI, setting the target price at $115 in the report published on January 10th of the previous year.
PFSI Trading at 0.54% from the 50-Day Moving Average
After a stumble in the market that brought PFSI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -11.66% of loss for the given period.
Volatility was left at 2.26%, however, over the last 30 days, the volatility rate increased by 2.56%, as shares surge +2.90% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +2.57% upper at present.
During the last 5 trading sessions, PFSI fell by -3.90%, which changed the moving average for the period of 200-days by +20.65% in comparison to the 20-day moving average, which settled at $105.39. In addition, PennyMac Financial Services Inc saw 3.04% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PFSI starting from SPECTOR DAVID, who sale 5,000 shares at the price of $99.38 back on Jan 08 ’25. After this action, SPECTOR DAVID now owns 165,604 shares of PennyMac Financial Services Inc, valued at $496,920 using the latest closing price.
Chang William Herbert, the Officer of PennyMac Financial Services Inc, proposed sale 10,645 shares at $99.35 during a trade that took place back on Jan 08 ’25, which means that Chang William Herbert is holding shares at $1,057,555 based on the most recent closing price.
Stock Fundamentals for PFSI
Current profitability levels for the company are sitting at:
- 0.38 for the present operating margin
- 0.93 for the gross margin
The net margin for PennyMac Financial Services Inc stands at 0.12. The total capital return value is set at 0.05. Equity return is now at value 4.65, with 0.81 for asset returns.
Based on PennyMac Financial Services Inc (PFSI), the company’s capital structure generated 0.58 points at debt to capital in total, while cash flow to debt ratio is standing at -0.41. The debt to equity ratio resting at 1.36. The interest coverage ratio of the stock is 1.26.
Currently, EBITDA for the company is 901.03 million with net debt to EBITDA at 5.19. When we switch over and look at the enterprise to sales, we see a ratio of 3.85.
Conclusion
In a nutshell, PennyMac Financial Services Inc (PFSI) has experienced a better performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
