Bread Financial Holdings Inc (NYSE: BFH) has seen a rise in its stock price by 0.09 in relation to its previous close of 63.65. However, the company has experienced a -1.74% decline in its stock price over the last five trading sessions. seekingalpha.com reported 2025-01-30 that Bread Financial Holdings, Inc. (NYSE:BFH ) Q4 2024 Earnings Conference Call January 30, 2025 8:30 AM ET Company Participants Brian Vereb – Head-Investor Relations Ralph Andretta – President and Chief Executive Officer Perry Beberman – Executive Vice President and Chief Financial Officer Conference Call Participants Sanjay Sakhrani – KBW Vincent Caintic – BTIG Jeff Adelson – Morgan Stanley John Pancari – Evercore ISI Bill Carache – Wolfe Research Moshe Orenbuch – TD Cowen Mihir Bhatia – Bank of America Terry Ma – Barclays Dominick Gabriele – Compass Point Reggie Smith – JPMorgan Operator Thank you for standing by, and welcome to the Bread Financial Fourth Quarter and Full Year 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode.
Is It Worth Investing in Bread Financial Holdings Inc (NYSE: BFH) Right Now?
Bread Financial Holdings Inc (NYSE: BFH) has a higher price-to-earnings ratio of 10.19x compared to its average ratio. BFH has 36-month beta value of 1.93. Analysts have mixed views on the stock, with 4 analysts rating it as a “buy,” 2 as “overweight,” 10 as “hold,” and 0 as “sell.”
The public float for BFH is 48.52M, and currently, short sellers hold a 3.86% ratio of that float. The average trading volume of BFH on January 31, 2025 was 670.08K shares.
BFH’s Market Performance
The stock of Bread Financial Holdings Inc (BFH) has seen a -1.74% decrease in the past week, with a 2.87% rise in the past month, and a 24.31% gain in the past quarter. The volatility ratio for the week is 4.04%, and the volatility levels for the past 30 days are at 3.01% for BFH. The simple moving average for the past 20 days is 3.23% for BFH’s stock, with a 25.33% simple moving average for the past 200 days.
Analysts’ Opinion of BFH
Many brokerage firms have already submitted their reports for BFH stocks, with Morgan Stanley repeating the rating for BFH by listing it as a “Overweight.” The predicted price for BFH in the upcoming period, according to Morgan Stanley is $76 based on the research report published on December 19, 2024 of the previous year 2024.
BofA Securities, on the other hand, stated in their research note that they expect to see BFH reach a price target of $54. The rating they have provided for BFH stocks is “Buy” according to the report published on August 09th, 2024.
Compass Point gave a rating of “Buy” to BFH, setting the target price at $54 in the report published on July 16th of the previous year.
BFH Trading at 3.53% from the 50-Day Moving Average
After a stumble in the market that brought BFH to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -4.50% of loss for the given period.
Volatility was left at 3.01%, however, over the last 30 days, the volatility rate increased by 4.04%, as shares surge +3.76% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +12.36% upper at present.
During the last 5 trading sessions, BFH fell by -1.74%, which changed the moving average for the period of 200-days by +85.85% in comparison to the 20-day moving average, which settled at $61.72. In addition, Bread Financial Holdings Inc saw 4.34% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at BFH starting from Fawcett John J., who purchase 1,000 shares at the price of $51.02 back on Oct 28 ’24. After this action, Fawcett John J. now owns 6,473 shares of Bread Financial Holdings Inc, valued at $51,020 using the latest closing price.
Fawcett John J., the Director of Bread Financial Holdings Inc, purchase 2,000 shares at $49.82 during a trade that took place back on Aug 12 ’24, which means that Fawcett John J. is holding 5,473 shares at $99,644 based on the most recent closing price.
Stock Fundamentals for BFH
Current profitability levels for the company are sitting at:
- 0.0 for the present operating margin
- 0.89 for the gross margin
The net margin for Bread Financial Holdings Inc stands at 0.07. The total capital return value is set at 0.0. Equity return is now at value 10.54, with 1.45 for asset returns.
Based on Bread Financial Holdings Inc (BFH), the company’s capital structure generated 0.6 points at debt to capital in total, while cash flow to debt ratio is standing at 0.44. The debt to equity ratio resting at 1.47. The interest coverage ratio of the stock is 0.02.
When we switch over and look at the enterprise to sales, we see a ratio of 0.97. The liquidity ratio also appears to be rather interesting for investors as it stands at 4.56.
Conclusion
To put it simply, Bread Financial Holdings Inc (BFH) has had a better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
