In the past week, UCB stock has gone up by 0.74%, with a monthly gain of 2.61% and a quarterly surge of 16.15%. The volatility ratio for the week is 2.12%, and the volatility levels for the last 30 days are 2.43% for United Community Banks Inc The simple moving average for the last 20 days is 3.21% for UCB stock, with a simple moving average of 14.59% for the last 200 days.
Is It Worth Investing in United Community Banks Inc (NYSE: UCB) Right Now?
United Community Banks Inc (NYSE: UCB) has a price-to-earnings ratio of 16.30x that is above its average ratio. Additionally, the 36-month beta value for UCB is 0.94. There are mixed opinions on the stock, with 2 analysts rating it as a “buy,” 1 rating it as “overweight,” 4 rating it as “hold,” and 0 rating it as “sell.”
The public float for UCB is 118.44M and currently, short sellers hold a 3.18% ratio of that float. The average trading volume of UCB on January 30, 2025 was 697.15K shares.
UCB) stock’s latest price update
The stock of United Community Banks Inc (NYSE: UCB) has increased by 0.90 when compared to last closing price of 32.90. Despite this, the company has experienced a 0.74% gain in its stock price over the last five trading sessions. zacks.com reported 2025-01-27 that Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCB) have what it takes?
Analysts’ Opinion of UCB
Many brokerage firms have already submitted their reports for UCB stocks, with Raymond James repeating the rating for UCB by listing it as a “Outperform.” The predicted price for UCB in the upcoming period, according to Raymond James is $35 based on the research report published on December 19, 2024 of the previous year 2024.
Piper Sandler, on the other hand, stated in their research note that they expect to see UCB reach a price target of $27, previously predicting the price at $31. The rating they have provided for UCB stocks is “Neutral” according to the report published on October 19th, 2023.
Keefe Bruyette gave a rating of “Mkt Perform” to UCB, setting the target price at $30 in the report published on July 20th of the previous year.
UCB Trading at 1.39% from the 50-Day Moving Average
After a stumble in the market that brought UCB to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -6.18% of loss for the given period.
Volatility was left at 2.43%, however, over the last 30 days, the volatility rate increased by 2.12%, as shares surge +2.32% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +2.04% upper at present.
During the last 5 trading sessions, UCB rose by +0.33%, which changed the moving average for the period of 200-days by +33.41% in comparison to the 20-day moving average, which settled at $32.16. In addition, United Community Banks Inc saw 2.74% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UCB starting from BRADSHAW RICHARD, who sale 1,527 shares at the price of $32.72 back on Jan 27 ’25. After this action, BRADSHAW RICHARD now owns 67,876 shares of United Community Banks Inc, valued at $49,970 using the latest closing price.
HARRALSON JEFFERSON L, the EVP, CFO of United Community Banks Inc, sale 10,275 shares at $27.76 during a trade that took place back on Oct 28 ’24, which means that HARRALSON JEFFERSON L is holding 43,991 shares at $285,193 based on the most recent closing price.
Stock Fundamentals for UCB
Current profitability levels for the company are sitting at:
- 0.12 for the present operating margin
- 0.84 for the gross margin
The net margin for United Community Banks Inc stands at 0.15. The total capital return value is set at 0.02. Equity return is now at value 7.50, with 0.91 for asset returns.
Based on United Community Banks Inc (UCB), the company’s capital structure generated 0.09 points at debt to capital in total, while cash flow to debt ratio is standing at 0.92. The debt to equity ratio resting at 0.1. The interest coverage ratio of the stock is 0.58.
Currently, EBITDA for the company is 266.72 million with net debt to EBITDA at 2.47. When we switch over and look at the enterprise to sales, we see a ratio of 2.94. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.03.
Conclusion
In conclusion, United Community Banks Inc (UCB) has seen better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
