The stock of Capital One Financial Corp (NYSE: COF) has increased by 0.89 when compared to last closing price of 202.51.Despite this, the company has seen a gain of 5.74% in its stock price over the last five trading days. zacks.com reported 2025-01-28 that Concerns related to higher interest rates and poor asset quality are likely to hurt the Zacks Consumer Loans industry. However, digitization of operations and easing lending standards will support COF, ALLY and OMF.
Is It Worth Investing in Capital One Financial Corp (NYSE: COF) Right Now?
The price-to-earnings ratio for Capital One Financial Corp (NYSE: COF) is 17.62x, which is above its average ratio. Moreover, the 36-month beta value for COF is 1.47. Analysts have varying opinions on the stock, with 7 analysts rating it as a “buy,” 4 as “overweight,” 12 as “hold,” and 1 as “sell.”
The public float for COF is 376.19M and currently, short sellers hold a 4.42% of that float. On January 28, 2025, COF’s average trading volume was 3.15M shares.
COF’s Market Performance
COF’s stock has seen a 5.74% increase for the week, with a 12.18% rise in the past month and a 33.31% gain in the past quarter. The volatility ratio for the week is 2.40%, and the volatility levels for the past 30 days are at 2.20% for Capital One Financial Corp. The simple moving average for the past 20 days is 8.67% for COF’s stock, with a 31.35% simple moving average for the past 200 days.
Analysts’ Opinion of COF
Many brokerage firms have already submitted their reports for COF stocks, with HSBC Securities repeating the rating for COF by listing it as a “Hold.” The predicted price for COF in the upcoming period, according to HSBC Securities is $176 based on the research report published on January 14, 2025 of the current year 2025.
UBS, on the other hand, stated in their research note that they expect to see COF reach a price target of $235, previously predicting the price at $168. The rating they have provided for COF stocks is “Buy” according to the report published on January 13th, 2025.
Barclays gave a rating of “Overweight” to COF, setting the target price at $219 in the report published on January 06th of the current year.
COF Trading at 9.94% from the 50-Day Moving Average
After a stumble in the market that brought COF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -1.42% of loss for the given period.
Volatility was left at 2.20%, however, over the last 30 days, the volatility rate increased by 2.40%, as shares surge +12.04% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +9.38% upper at present.
During the last 5 trading sessions, COF rose by +5.75%, which changed the moving average for the period of 200-days by +46.01% in comparison to the 20-day moving average, which settled at $188.01. In addition, Capital One Financial Corp saw 14.57% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at COF starting from Zamsky Michael, who sale 10,541 shares at the price of $190.26 back on Nov 12 ’24. After this action, Zamsky Michael now owns 26,482 shares of Capital One Financial Corp, valued at $2,005,492 using the latest closing price.
Young Andrew M, the Chief Financial Officer of Capital One Financial Corp, sale 5,901 shares at $183.51 during a trade that took place back on Nov 08 ’24, which means that Young Andrew M is holding 28,974 shares at $1,082,893 based on the most recent closing price.
Stock Fundamentals for COF
Current profitability levels for the company are sitting at:
- 0.11 for the present operating margin
- 1.0 for the gross margin
The net margin for Capital One Financial Corp stands at 0.09. The total capital return value is set at 0.01. Equity return is now at value 7.86, with 0.96 for asset returns.
Based on Capital One Financial Corp (COF), the company’s capital structure generated 0.44 points at debt to capital in total, while cash flow to debt ratio is standing at 0.47. The debt to equity ratio resting at 0.78. The interest coverage ratio of the stock is 0.44.
When we switch over and look at the enterprise to sales, we see a ratio of 1.56. The receivables turnover for the company is 19.19for trailing twelve months and the total asset turnover is 0.1. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.69.
Conclusion
To wrap up, the performance of Capital One Financial Corp (COF) has been better in recent times. The stock has received a bullish of “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
