SoFi Technologies Inc (NASDAQ: SOFI) has seen a decline in its stock price by -0.61 in relation to its previous close of 18.03. However, the company has experienced a 9.94% gain in its stock price over the last five trading sessions. fool.com reported 2025-01-26 that Some of the newer financial technology stocks (or fintechs) have endured wide-ranging interest rates, making for a wild ride. Upstart Holdings (UPST -2.70%) and SoFi Technologies (SOFI -0.61%) went public between 2020 and 2021 amid zero-percent interest rates intended to buoy the U.S. economy during the coronavirus epidemic.
Is It Worth Investing in SoFi Technologies Inc (NASDAQ: SOFI) Right Now?
The price-to-earnings ratio for SoFi Technologies Inc (NASDAQ: SOFI) is 151.48x, which is above its average ratio. Moreover, the 36-month beta value for SOFI is 1.82. Analysts have varying opinions on the stock, with 4 analysts rating it as a “buy,” 1 as “overweight,” 9 as “hold,” and 3 as “sell.”
The public float for SOFI is 1.06B and currently, short sellers hold a 12.15% of that float. On January 27, 2025, SOFI’s average trading volume was 51.52M shares.
SOFI’s Market Performance
SOFI stock saw an increase of 9.94% in the past week, with a monthly gain of 16.74% and a quarterly increase of 69.38%. The volatility ratio for the week is 4.74%, and the volatility levels for the last 30 days are 4.57% for SoFi Technologies Inc (SOFI). The simple moving average for the last 20 days is 13.48% for SOFI stock, with a simple moving average of 85.47% for the last 200 days.
Analysts’ Opinion of SOFI
Keefe Bruyette, on the other hand, stated in their research note that they expect to see SOFI reach a price target of $8, previously predicting the price at $7. The rating they have provided for SOFI stocks is “Underperform” according to the report published on January 02nd, 2025.
BofA Securities gave a rating of “Underperform” to SOFI, setting the target price at $12 in the report published on December 09th of the previous year.
SOFI Trading at 15.59% from the 50-Day Moving Average
After a stumble in the market that brought SOFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -1.59% of loss for the given period.
Volatility was left at 4.57%, however, over the last 30 days, the volatility rate increased by 4.74%, as shares surge +14.65% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +37.74% upper at present.
During the last 5 trading sessions, SOFI rose by +9.94%, which changed the moving average for the period of 200-days by +130.93% in comparison to the 20-day moving average, which settled at $15.79. In addition, SoFi Technologies Inc saw 16.36% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SOFI starting from Keough Kelli, who sale 8,914 shares at the price of $17.58 back on Jan 21 ’25. After this action, Keough Kelli now owns 178,811 shares of SoFi Technologies Inc, valued at $156,730 using the latest closing price.
Keough Kelli, the EVP, GBUL, SIPS of SoFi Technologies Inc, sale 8,914 shares at $15.59 during a trade that took place back on Dec 23 ’24, which means that Keough Kelli is holding 187,725 shares at $138,949 based on the most recent closing price.
Stock Fundamentals for SOFI
Current profitability levels for the company are sitting at:
- 0.05 for the present operating margin
- 1.0 for the gross margin
The net margin for SoFi Technologies Inc stands at 0.09. The total capital return value is set at 0.0. Equity return is now at value 3.73, with 0.69 for asset returns.
Based on SoFi Technologies Inc (SOFI), the company’s capital structure generated 0.35 points at debt to capital in total, while cash flow to debt ratio is standing at -0.29. The debt to equity ratio resting at 0.54. The interest coverage ratio of the stock is 0.11.
Currently, EBITDA for the company is 11.91 million with net debt to EBITDA at 2.92. When we switch over and look at the enterprise to sales, we see a ratio of 8.09.
Conclusion
To wrap up, the performance of SoFi Technologies Inc (SOFI) has been better in recent times. The stock has received a mixed of “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
