The stock price of Inter & Co Inc (NASDAQ: INTR) has surged by 4.63 when compared to previous closing price of 4.75, but the company has seen a 14.52% gain in its stock price over the last five trading sessions. seekingalpha.com reported 2025-01-21 that Inter’s proven profitable business model, rapid customer growth, and diversified financial ecosystem make it a compelling long-term investment despite recent stock declines due to Brazil’s macroeconomic scenario. The bank’s ambitious 60/30/30 target (60 million customers, 30% efficiency ratio, 30% ROE) is at least partially achievable due to strong client acquisition and service expansion. Inter’s valuation is highly attractive, trading at a significant discount compared to peers like Nu Holdings, suggesting potential for substantial upside.
Is It Worth Investing in Inter & Co Inc (NASDAQ: INTR) Right Now?
Inter & Co Inc (NASDAQ: INTR) has a price-to-earnings ratio of 14.02x that is above its average ratio. Additionally, the 36-month beta value for INTR is 1.31. There are mixed opinions on the stock, with 4 analysts rating it as a “buy,” 3 rating it as “overweight,” 1 rating it as “hold,” and 1 rating it as “sell.”
The public float for INTR is 204.15M and currently, short sellers hold a 4.64% ratio of that float. The average trading volume of INTR on January 23, 2025 was 1.89M shares.
INTR’s Market Performance
The stock of Inter & Co Inc (INTR) has seen a 14.52% increase in the past week, with a 25.82% rise in the past month, and a -24.58% fall in the past quarter. The volatility ratio for the week is 3.20%, and the volatility levels for the past 30 days are at 3.41% for INTR. The simple moving average for the last 20 days is 13.86% for INTR stock, with a simple moving average of -17.07% for the last 200 days.
Analysts’ Opinion of INTR
Many brokerage firms have already submitted their reports for INTR stocks, with JP Morgan repeating the rating for INTR by listing it as a “Overweight.” The predicted price for INTR in the upcoming period, according to JP Morgan is $8.50 based on the research report published on October 09, 2024 of the previous year 2024.
Citigroup, on the other hand, stated in their research note that they expect to see INTR reach a price target of $6.80. The rating they have provided for INTR stocks is “Buy” according to the report published on June 25th, 2024.
INTR Trading at 2.55% from the 50-Day Moving Average
After a stumble in the market that brought INTR to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -36.57% of loss for the given period.
Volatility was left at 3.41%, however, over the last 30 days, the volatility rate increased by 3.20%, as shares surge +23.02% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -25.49% lower at present.
During the last 5 trading sessions, INTR rose by +14.52%, which changed the moving average for the period of 200-days by -14.31% in comparison to the 20-day moving average, which settled at $4.36. In addition, Inter & Co Inc saw 17.77% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at INTR starting from Janderson de Miranda Facchin, who proposed sale 10,244 shares at the price of $7.35 back on Sep 19 ’24. After this action, Janderson de Miranda Facchin now owns shares of Inter & Co Inc, valued at $75,293 using the latest closing price.
Ray Tarick Pereira Chalub, the Officer of Inter & Co Inc, proposed sale 19,440 shares at $6.43 during a trade that took place back on May 21 ’24, which means that Ray Tarick Pereira Chalub is holding shares at $124,995 based on the most recent closing price.
Stock Fundamentals for INTR
Current profitability levels for the company are sitting at:
- 0.12 for the present operating margin
- 1.16 for the gross margin
The net margin for Inter & Co Inc stands at 0.11. The total capital return value is set at 0.01. Equity return is now at value 9.89, with 1.26 for asset returns.
Based on Inter & Co Inc (INTR), the company’s capital structure generated 0.52 points at debt to capital in total, while cash flow to debt ratio is standing at 0.13. The debt to equity ratio resting at 1.07. The interest coverage ratio of the stock is 0.29.
When we switch over and look at the enterprise to sales, we see a ratio of 2.2. The receivables turnover for the company is 6.64for trailing twelve months and the total asset turnover is 0.1. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.62.
Conclusion
In conclusion, Inter & Co Inc (INTR) has seen better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
