TFS Financial Corporation (NASDAQ: TFSL)’s stock price has soared by 0.32 in relation to previous closing price of 12.53. Nevertheless, the company has seen a gain of 3.71% in its stock price over the last five trading days. seekingalpha.com reported 2024-12-28 that TFS Financial Corporation’s unique ownership structure results in dividends being well-covered and the stock trading at a discount to book value per minority share. Approximately 81% of shares are owned by a mutual holding company, with dividends paid only to minority shareholders, ensuring strong dividend coverage. With earnings per minority share at $1.49 and dividends at $1.13, the dividend yield is attractively covered.
Is It Worth Investing in TFS Financial Corporation (NASDAQ: TFSL) Right Now?
The price-to-earnings ratio for TFS Financial Corporation (NASDAQ: TFSL) is above average at 44.89x. The 36-month beta value for TFSL is also noteworthy at 0.73. There are mixed opinions on the stock, with 0 analysts rating it as a “buy,” 0 rating it as “overweight,” 2 rating it as “hold,” and 0 rating it as “sell.”
The public float for TFSL is 51.88M, and at present, short sellers hold a 5.06% of that float. The average trading volume of TFSL on January 20, 2025 was 297.04K shares.
TFSL’s Market Performance
TFSL’s stock has seen a 3.71% increase for the week, with a -6.19% drop in the past month and a -4.92% fall in the past quarter. The volatility ratio for the week is 1.81%, and the volatility levels for the past 30 days are at 2.11% for TFS Financial Corporation The simple moving average for the last 20 days is 0.26% for TFSL’s stock, with a simple moving average of -3.29% for the last 200 days.
Analysts’ Opinion of TFSL
Many brokerage firms have already submitted their reports for TFSL stocks, with Piper Sandler repeating the rating for TFSL by listing it as a “Neutral.” The predicted price for TFSL in the upcoming period, according to Piper Sandler is $15 based on the research report published on November 22, 2024 of the previous year 2024.
Sandler O’Neill gave a rating of “Buy” to TFSL, setting the target price at $18 in the report published on September 21st of the previous year.
TFSL Trading at -5.84% from the 50-Day Moving Average
After a stumble in the market that brought TFSL to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -16.17% of loss for the given period.
Volatility was left at 2.11%, however, over the last 30 days, the volatility rate increased by 1.81%, as shares sank -4.77% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -1.41% lower at present.
During the last 5 trading sessions, TFSL rose by +3.71%, which changed the moving average for the period of 200-days by +3.12% in comparison to the 20-day moving average, which settled at $12.54. In addition, TFS Financial Corporation saw 0.08% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at TFSL starting from Anderson Barbara J., who sale 1,500 shares at the price of $14.30 back on Nov 15 ’24. After this action, Anderson Barbara J. now owns 200 shares of TFS Financial Corporation, valued at $21,450 using the latest closing price.
Weir Daniel F, the Director of TFS Financial Corporation, purchase 423 shares at $13.17 during a trade that took place back on Sep 24 ’24, which means that Weir Daniel F is holding 20,148 shares at $5,571 based on the most recent closing price.
Stock Fundamentals for TFSL
Current profitability levels for the company are sitting at:
- 0.17 for the present operating margin
- 1.0 for the gross margin
The net margin for TFS Financial Corporation stands at 0.12. The total capital return value is set at 0.01. Equity return is now at value 4.15, with 0.46 for asset returns.
Based on TFS Financial Corporation (TFSL), the company’s capital structure generated 0.72 points at debt to capital in total, while cash flow to debt ratio is standing at 0.02. The debt to equity ratio resting at 2.57. The interest coverage ratio of the stock is 0.28.
Currently, EBITDA for the company is 100.31 million with net debt to EBITDA at 41.9. When we switch over and look at the enterprise to sales, we see a ratio of 13.03. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.08.
Conclusion
In summary, TFS Financial Corporation (TFSL) has had a mixed performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
